Open end mortgage - Study guides, Class notes & Summaries
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Michigan Residential Builder's License Test With Correct Solution
- Exam (elaborations) • 114 pages • 2023
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What is the 1st offense penalty for engaging in the practice of residential building without a license? - Answer Not less than $5K and not more than $25K and/or 1 year 
 
What is the penalty for engaging in the practice of residential building, resulting in a death? - Answer Not less than $5K and not more than $50K and/or 4 years 
 
On your individual builder's license application, what should you write as your "business address"? - Answer Your personal address 
 
What is the cost of the indi...
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Loan Officer: NMLS. Question with 100 % correct answers | Verified | updated
- Exam (elaborations) • 44 pages • 2024
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(Fair and Accurate Credit Transactions Act of 2003) FACTA Purpose is to... - ... address the problem 
of identity theft. To facilitate consumer's access to information retained by the CRAs, and to improve the 
accuracy of consumer reports. 
(FCRA) The National Consumer Assistance Plan (NCAP) aims to... - ...improve consumer 
experience, data accuracy, and quality. 
(HMDA) In addition to originations, reportable HMDA data includes... - - Loan Applications 
- Loan Denials 
- Loan Approvals 
- Loa...
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GA MLS Cram Course Questions and Answers 100% Pass
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GA MLS Cram Course Questions and 
 
Answers 100% Pass 
 
31 days 
A licensee should search the National Do Not Call Registry on a regular basis and drop 
registered consumer phone numbers from their call lists. This should be done at least once every 
 
10 business days 
Under the CAN-SPAM Act opt-out request must be handled within 
 
Yes, the agent can call for up to 3 months after the consumer makes an inquiry 
A potential buyer attends an "open house" on a listed property and inquires about...
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CHAMPIONS REAL ESTATE FINANCE EXAM WITH GUARANTEED ACCURATE ANSWERS
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Loan-to-Value Ratio (LTV) - ACCURATE ANSWERS The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
Ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ACCURATE ANSWERS Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - ACCURATE ANSWERS Covers more than one piece of property. 
 
Wraparound Mortga...
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ETS MFT BUSINESS EXAM | Answered Correctly! Summer 2022-23.
- Exam (elaborations) • 37 pages • 2023
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ETS MFT BUSINESS EXAM 
 
The principal difference between variable costing and absorption costing centers on: 
 
a) whether variable manufacturing costs should be included as product costs 
 
b) whether fixed manufacturing costs should be included as product costs 
 
c) whether fixed manufacturing costs and fixed selling and administrative costs should be included as product costs 
 
d) none of these. 
 
General Bikes is debating which marketing research options to employ. The traditional p...
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The US Banking System 3rd Edition by Center for Financial Training - Test Bank
- Exam (elaborations) • 119 pages • 2023
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Name Clas Dat : s: e: 
CHAPTER 01—THE BUSINESS OF BANKING 
 1. A bank is a not-for-profit organization. a. 
b. 
True False 
False 
1 
BNKG.CFFT.3.LO: 1.1.1 - LO: 1.1.1 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
2. All federally chartered banks must be corporations. 
a. True 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
b. False True 
1 
BNKG.CFFT.3.LO: 1.1.1 - LO: 1.1.1 
3. Commercial banks offer their services only to businesses. 
ANSWER: 
POINTS: 
LEARNING OBJECTIVES: 
5. Issuing credit cards is ...
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Champions Real Estate Finance Exam Well Answered 100% 2024.
- Exam (elaborations) • 19 pages • 2024
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Loan-to-Value Ratio (LTV) - Answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - Answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - Answer Covers more than one piece of property. 
 
Wraparound Mortgage - Answer Method of ...
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Real Estate Exam FL Sales Associate Questions and Answers 100% Pass
- Exam (elaborations) • 18 pages • 2024
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Real Estate Exam FL Sales Associate 
Questions and Answers 100% Pass 
Absentee Owner - Correct Answer ️️ -A property owner who does not reside on the 
property and who usually relies on a property manager to oversee the investment 
Abstract of Title - Correct Answer ️️ -A compilation of the recorded documents relating 
to a parcel of land from which an attorney may give an opinion as to the condition of title 
(a history of title) 
Acceleration Clause - Correct Answer ️️ -A condition...
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NMLS TEST-Affinity Questions And Answers
- Exam (elaborations) • 25 pages • 2024
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__________ occurs if the lender chooses the hazard insurance company when the borrower allows the 
policy to lapse. - Forced-placed insurance 
"APR" means? - Annual percentage rate. This is the cost of credit expressed as a percentage. 
A borrower is refinancing his home. How much time does Reg Z give him to change his mind? - 3 
days 
A co-borrower whose income is used to qualify must sign the: - Mortgage and the note 
A deed is: - A legal instrument that conveys title to real property. 
A fu...
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Champions Real Estate Finance Exam with complete solutions
- Exam (elaborations) • 22 pages • 2024
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Loan-to-Value Ratio (LTV) - correct answer-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer-Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer-Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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