Otl exam - Study guides, Class notes & Summaries
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OTL EXAM PRACTICE QUESTIONS AND ANSWERS
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Which exclusion is commonly found in the personal liability coverage of a homeowners policy? 
a. Damage caused to a neighbour's home 
b. Bodily injury caused because of negligence 
c. Damage caused to a neighbour's automobile 
d. Bodily injury caused by a criminal act - Answer- d. Bodily injury caused by a criminal act 
 
What type of coverage does a mobile home policy provide? 
a. Named perils on the building and contents, excluding damage while the building is being moved. Mobile home polic...
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OTL Practice Exam A 2024 Latest Questions With Complete Solutions.
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OTL Practice Exam A 2024 Latest Questions With Complete Solutions.
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OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+
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OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWERS RATED A+ OTL EXAM GUIDE WITH VERIFIED ANSWE...
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OTL License – Auto Exam Questions with Correct Answers
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OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Correct Answers OTL License – Auto Exam Questions with Cor...
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OTL Exam TOP QUESTIONS & ANSWERS 2024
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insurance - A contract in which one party, the insurer, for monetary consideration agrees to 
reimburse another, the insured, for loss or liability for a loss on a defined subject caused by 
specified hazards or perils. 
risk - The chance of loss. Specifically, the possible loss or destruction of property or the 
possible incurring of a liability. Sometimes referred to as the subject of an insurance contract. 
speculative risk - An insurance term for a situation where the possibility of eithe...
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OTL exam B
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which of the following best describes pure premium - Answer- premium required to pay expected losses 
 
what is a binder - Answer- an agreement given by the insurer to insure a risk and can be written or verbal 
 
what is the claims department within an insurance company organized to do - Answer- deliver the promise made to the consumer when the insurance policy was sold 
 
according to the fire statutory condition - requirements after loss, when is the insured required to give notice of the los...
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OTL Practice Exam B Questions and Answers Already Passed
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OTL Practice Exam B Questions and 
 
Answers Already Passed 
 
Coverage's available under auto policies across Canada include 
 
a. Uninsured Motorist Coverage, Accident Benefits and Loss of or Damage to Insured Auto 
b. Accident Benefits and collision 
c. Third Party Liability, Accident Benefits and Loss of or Damage to Insured Auto 
d. All of the above d. All of the above 
 
Which statement is FALSE? 
 
a. A newly acquired auto is automatically insured for a specified period of time if it rep...
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OTL EXAM CHAPTER 6 Q&A RATED A
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OTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED AOTL EXAM CHAPTER 6 Q&A RATED A
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OTL exam C Q&A
- Exam (elaborations) • 3 pages • 2023
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Which of the following is not a way to locate prospects - Answer- selling 
 
what is purpose of reinsurance - Answer- spreading risk from one insurer to other insurers 
 
which is correct about quebec general condition - Answer- they detail the rights and responsibilities of the insured and insurer under the policy 
 
as per the statutory condition - who may give notice and proof, which of the following is correct - Answer- any person to whom any part of the insurance money is payable may give n...
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OTL EXAM REVIEW QUESTIONS & ANSWERS, GRADED A+/ VERIFIED/[LATEST EXAM UPDATES]
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OTL EXAM REVIEW QUESTIONS & ANSWERS, GRADED A+/ 
VERIFIED/ 
A contract is an agreement enforceable at law. Under common law, which 3 of the 5 conditions of a 
contract determine it's enforceability: 
A) Agreement, consideration and capacity to contract. 
B) Consideration, capacity to contract and legality of purpose. 
C) Agreement, genuine intentions and legality of purpose. 
D) Genuine intentions, consideration and capacity to contract. - B) Consideration, capacity to 
contract and legali...
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