Pa property casualty - Study guides, Class notes & Summaries
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PA property and casualty test prep questions & answers rated A+
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PA property and casualty test prepIn a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance protection guarantees protection against legal liability from any risk arising from the ownership, maintenance, or use - correct answer Professional liability 
 
In a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance prot...
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PSI PA Property and Casualty Exam Study Guide Already Graded A
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PSI PA Property and Casualty Exam 
Study Guide Already Graded A 
 
According to the insurance law, who is the principal? Broker 
 
An application as a resident agent must be made in how many days if an individual establishes a 
principal place of residence within Pa from another state? 90 days 
 
issued for 180 days for surviving spouse, surviving inactive officer or partner, legal 
representative. Can be used upon death or incompetency of producer, or when individuals are 
serving in the milita...
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PA Property & Casualty - Personal Auto Latest Update Graded A+
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PA Property & Casualty - Personal Auto 
 
Latest Update Graded A+ 
 
Law - Vehicle Financial Responsibility Requires ALL vehicles to be covered for financial 
responsibility (the ability to respond to damages). 
 
Minimum Limits: 
Split Limits - $15,000.00 for one person in any one accident / $30,000.00 for more than one for 
any one accident / $5,000.00 for property damage of others in any one accident. 
 
Combined Single Limits - $35,000.00. 
 
First Party Benefits (Medical) - $5,000.00 
 
Pro...
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Property and Casualty PA questions with correct answers
- Exam (elaborations) • 77 pages • 2023
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All of the following are requirements to be licensed in PA except: 
-Complete a four-week long pre-licensing course 
-Pass the appropriate exam 
-Apply for a license with the insurance department and pay the appropriate fee 
-Have your fingerprints taken and submitted CORRECT ANSWER Complete a four-week long pre-licensing course 
 
All of the following statements are correct except: 
-An applicant has up to one year to be licensed after successfully passing the exam 
-The fee for the PA Property...
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Property & Casualty - PA - Insurance Regulation Latest 2024 Graded A+
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Property & Casualty - PA - Insurance 
Regulation Latest 2024 Graded A+ 
 
Purpose of insurance regulation. Assure the public is treated fairly and equitably. 
 
Requirements to be licensed. Pre-licensing requirements, pass the exam, pay application fee 
 
Producer's license. Permitted to legally sell, solicit and negotiate contracts of insurance. 
 
Licensing requirements. 24 credit hours, pass exam, 18 yrs. or older, able to read and write 
English, not be a criminal, pay all fees, have profes...
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PSI PA Property and Casualty Exam Guide 2024 Answered 100% Correct
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PSI PA Property and Casualty Exam Guide 2024 Answered 100% Correct
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PSI PA property and casualty insurance exam.
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Property & Casualty - PA – Basics Questions and Answers Rated A+
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Property & Casualty - PA – Basics 
Questions and Answers Rated A+ 
 
Property Insurance 2 party contract. 
 
Casualty Insurance 3rd party contract. Liability. 
 
Insurable Interest Financial someone has in someone or something. Required for coverage. 
Must exist AT THE TIME OF LOSS. 
 
Underwriting Gathers information. Issue policy, decide on rates, fees and credits, may 
change coverage in order to issue, may reject a policy completely. GOAL = avoid adverse 
selection. 
 
Rates Objective = es...
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Exam FX (PA Property and Casualty - Ch. 1 General Insurance) with Complete Solutions
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Exam FX (PA Property and Casualty - Ch. 1 General Insurance) with Complete Solutions Exam FX (PA Property and Casualty - Ch. 1 General Insurance) with Complete Solutions Exam FX (PA Property and Casualty - Ch. 1 General Insurance) with Complete Solutions 
Insurance Transactions include what 4 tactics - ANSWER-Solicitation 
Negotiation 
Sale 
Advising 
 
2 types of Risk - ANSWER-1. Pure 
2. Speculative 
 
Pure Risk Definition - ANSWER-A risk that can only can result in loss or no change 
 
Spec...
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PA property and casualty insurance exam well answered 2024
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PA property and casualty insurance examProperty -correct answer you can possess/ physically touch 
 
BI -correct answer bodily injury 
 
PD -correct answer Property damage 
 
Liability/casualty -correct answer what you pay the other guy 
 
personal lines insurance -correct answer cover needs of individual or family (auto,boat,camper,rv) 
 
commercial lines insurance -correct answer needs of a business 
 
direct loss -correct answer example - house burns down 
 
indirect loss -correct answer exam...
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