Severability of insurance - Study guides, Class notes & Summaries
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review| 332 Questions with Complete Solutions 2024/2025
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review| 332 Questions with Complete Solutions 2024/2025 
Peril - Correct Answer Something that causes a loss. 
 
Hazard - Correct Answer Something that increases the probability that a loss will occur. 
 
Warranty - Correct Answer A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
 
Misrepresentation - Correct Answer An untrue statement by the insured...
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2024 FLORIDA CLAIMS ADJUSTER EXAM | 206 QUESTIONS WITH 100%
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1.	Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A.	The first mortgagee, ABC 
B.	The Insured 
C.	Jointly to ABC and XYZ 
D.	All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working ...
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Claims Adjuster (Florida) questions with correct answers
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Frank owned a home that was destroyed by a hurricane. Both TD Bank and Bank of America were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, TD Bank 
B. The Insured 
C. Jointly to TD Bank and Bank of America 
D. All listed interests CORRECT ANSWER D. All listed interests 
 
Insurance applies separately to each insured as if other insureds did not exist. This is defined as: 
A. Severability 
B. Conditional 
C. Warranty ...
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Florida Claims Adjuster Exam questions with correct answers
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests CORRECT ANSWER D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests ...
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Florida Claims Adjuster Exam Latest 2024/2025 Questions & Answers Verified Answers (100% CORRECT ANSWERS)
- Exam (elaborations) • 38 pages • 2024
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company will 
make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - ANSWER D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a loss, one payment is made by the insurer and it is up to the additional 
interests on ...
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Florida Claims Adjuster Exam (100% Correct answers)
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Severability correct answers Insurance applies separately to each insured as if other insureds did not exist. 
 
Abandonment correct answers Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* 
 
Insurable Interest correct answers One wherein economic loss would be suffered from an adverse happening to the subject. 
 
Liberalization correct answers States that if the insurer adopts a revi...
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Florida Claims Adjuster Exam Questions 100% Verified Correct Answers 2024/2025
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Florida Claims Adjuster Exam Questions 100% Verified Correct Answers 2024/2025 
Insurance applies separately to each insured as if other insureds did not exist. - Correct Answer Severability 
 
Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* - Correct Answer Abandonment 
 
One wherein economic loss would be suffered from an adverse happening to the subject. - Correct Answer Insurable ...
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Florida Claims Adjuster License Exam Questions With Correct Solutions 2024.
- Exam (elaborations) • 46 pages • 2024
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on ...
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Florida Claims Adjuster Exam Questions & Answers 100% Accurate
- Exam (elaborations) • 48 pages • 2024
- Available in package deal
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - ANSWER-D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on wor...
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Florida Claims Adjuster Exam 2024 (A+ GRADED)
- Exam (elaborations) • 32 pages • 2024
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests correct answers D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests...
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