South dakota Study guides, Class notes & Summaries

Insurable Interest - correct answer occurs when a person stands to lose life or property. In property and casualty insurance an insurable interest must exist at the time of loss. In crop insurance, the owner of the crop has the insurable interest. Risk - correct answer uncertainty or chance of loss. Can be speculative (an opportunity for gain that may result in a loss) or pure (involves only the possibility of loss or no loss) Exposure - correct answer potential for loss that might occur f...

Which term encompasses the broad range of specialty areas including hairstyling, nail technology, and esthetics? - cosmetology Archeological studies reveal that early forms of haircutting and hairstyling were practiced in some form as early as the: - Ice Age Cosmetic implements used at the dawn of history were shaped from all of the following EXCEPT: - tree bark Which ancient culture was the first to cultivate beauty in an extravagant fashion? - Egyptian Ancient Egyptian men and women...

Long-term care facilities provide healthcare for a. infants and children b. veterans and government workers c. patients who cannot afford to go to the hospital d. people who are unable to care for themselves - People who are unable to care for themselves A kardex file is used to provide a central source of information about: a. facility employees b. each patient c. illnesses and their treatment d. physicians - each patient Medicare and Medicaid payments are based on: a. the type of il...

How do you create agency? - An agency relationship can be established either by means of an agreement between the parties, an agent and a principal (client), or by means of the actions of the two individuals. What is express agency? - Express agency is created by either an oral or a written agreement between the principal and the agent. It indicates their express intent for this representational status. In real estate, agency is normally created by either a written listing agreement with a ...

Long-term care facilities provide healthcare for a. infants and children b. veterans and government workers c. patients who cannot afford to go to the hospital d. people who are unable to care for themselves - People who are unable to care for themselves A kardex file is used to provide a central source of information about: a. facility employees b. each patient c. illnesses and their treatment d. physicians - each patient Medicare and Medicaid payments are based on: a. the type of il...

South Dakota Driver's Ed Questions and Answers Already Passed What should you do at a flashing red light? Treat it like a stop sign You may turn right on red after what two conditions are met? Stop. Look both ways and then go if clear You are at an intersection and the light changes from red to green. But, a pedestrian is in the cross-walk. What should you do? Wait for the pedestrian to cross the road. A colored curb near an intersection means that you may or may not park your ...

Company Z has a Cross Purchase Buy-Sell Agreement in place among its three founding partners. If the agreement is funded with individual life insurance, what would it require? - correct answer Each partner must own a policy on the other partners Which statement regarding the Misstatement of Age provision is considered to be true? - correct answer Coverage will be adjusted to reflect the insured's true age if a misstatement of age is discovered Which contract permits the remaining partners...

Which of the following is not a coverage extension under the Building and Personal Property Coverage Form? - Inflation guard (this is an OPTIONAL COVERAGE) Which term describes the equal sharing of a loss by two or more insurers until the loss is paid, or until each insurer has exhausted its limits of insurance, whichever comes first? - Contribution by equal shares Choose the physical damage claim that would be covered under the Personal Auto Policy. - Malicious mischief to the tires When...

When goods are bought and sold and a price for the goods is established there is this - Market Even if two parcels appear identical, they are never exactly alike because of this quality - Uniqueness Person who preforms real estate activities while employed by, or associated with, a licensed real estate broker - Sales Person (sales associate) An owner of this type of housing owns an individual unit and also shares ownership of common facilities - Condominium MAINTAINING AND ADMINISTERING AN...

SOUTH DAKOTA COSMETOLOGY BOARDS TEST ACTUAL QUESTIONS AND ANSWERS TEST BANK WITH COMPLETE SOLUTION