Staff adjuster - Study guides, Class notes & Summaries
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Claims Adjuster Glossary of Terms || All Correct.
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Accumulated Depreciation correct answers The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) correct answers A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion correct answers One of the characteristics of an insurance contract. Means that one party (the insurer) sets the ...
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AINS 21 Segment B (Chapters 4-6) Rated A+
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claim a demand by a person or business seeking to recover from an insurer for a loss that 
may be covered by an insurance policy 
claimant anyone who submits a claim to an insurer 
first party the insured in an insurance contract 
third party a person or business who is not a party to the insurance contract bu who asserts a 
claim against the insured 
claim representative (or adjuster) a person responsible for verifying coverage, determining 
the cause of loss, determining the amount of damages ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
- Exam (elaborations) • 28 pages • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Questions and Answers
- Exam (elaborations) • 19 pages • 2023
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Accumulated Depreciation - ANSWER-The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - ANSWER-A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - ANSWER-One of the characteristics of an insurance contract. Means that one party (the insurer) sets the terms, and the other ...
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AINS 21 Segment B (Chapters 4-6) Rated A+
- Exam (elaborations) • 50 pages • 2024
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AINS 21 Segment B (Chapters 4-6) 
 
Rated A+ 
 
claim a demand by a person or business seeking to recover from an insurer for a loss that 
may be covered by an insurance policy 
 
claimant anyone who submits a claim to an insurer 
 
first party the insured in an insurance contract 
 
third party a person or business who is not a party to the insurance contract bu who asserts a 
claim against the insured 
 
claim representative (or adjuster) a person responsible for verifying coverage, determinin...
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Adjuster Pro, Section 2 WITH 100% CORRECT ANSWERS 2024
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Agent 
one who receives the authority to act on behalf of someone else 
 
 
 
Sales agent 
Contracted to sell and service insurance policies on behalf of the insurer 
 
 
 
 
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6 Ways to Show Appreciation for Your Child's Teacher 
Adjusters 
Contracted to settle claims that arise against the insurer 
 
 
 
Power to bind 
What the agent says or does can bind the insurer 
Agents should take the utm...
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Texas All Lines Adjuster Test 2024 Verified Questions Graded A+
- Exam (elaborations) • 24 pages • 2024
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Texas All Lines Adjuster Test 2024 Verified Questions Graded A+ 
Accumulated Depreciation 
The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
 
Acreage Reporting Date 
The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 
 
 
Actual Cash Value (ACV) 
A valuation method used by insurers to reflect an item's current m...
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Texas All Lines Adjuster Test with Verified Answers Updated 2024
- Exam (elaborations) • 24 pages • 2024
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Texas All Lines Adjuster Test with Verified Answers Updated 2024 
Accumulated Depreciation 
The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
 
Acreage Reporting Date 
The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 
 
 
Actual Cash Value (ACV) 
A valuation method used by insurers to reflect an item's current ...
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AINS 21 Segment B (Chapters 4-6) 313 Questions With 100% Correct Answers.
- Exam (elaborations) • 30 pages • 2023
- Available in package deal
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- $12.49
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claim - a demand by a person or business seeking to recover from an insurer for a loss that may 
be covered by an insurance policy 
claimant - anyone who submits a claim to an insurer 
first party - the insured in an insurance contract 
third party - a person or business who is not a party to the insurance contract bu who asserts a 
claim against the insured 
claim representative (or adjuster) - a person responsible for verifying coverage, determining the 
cause of loss, determining the amount o...
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Adjuster Pro - Florida Certified Adjuster Glossary
- Other • 19 pages • 2024
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Accumulated Depreciation - Answer- The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - Answer- A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - Answer- One of the characteristics of an insurance contract. Means that one party (the insurer) sets the terms, and the oth...
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