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Health Insurance Florida 2-40 Practice Exam Questions 1 with Certified Solutions Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Group health...

Ohio Health & Life Insurance Exam Prep 2024 Q&A Medical Expense Insurance - CORRECT ANSWER-Covers medical care and services Disability income insurance - CORRECT ANSWER-replaces income lost when disability keeps the insured from working Long-term care insurance - CORRECT ANSWER-covers long-term care in a nursing home, at home, or at an extended health care facility. Medicare supplement insurance - CORRECT ANSWER-Policy that provides coverage to supplement Medicare coverage Limited Be...

Sometimes it makes sense for a company to go on the offensive to improve its market position and business performance. The best offensives tend to incorporate the following EXCEPT: <~~> focusing relentlessly on building a competitive advantage. Once a company has decided to employ a particular generic competitive strategy, then it must make such additional strategic choices, such as: <~~> All of these. Which one of the following is NOT a strategic choice that a company mu...

Which of the following statements is true regarding Ad Valorem taxation in North Carolina? 1. Real property is taxed according to its most recent sale price. 2. The Machinery Act requires reassessment tax purposes every 4 years. 3. Real property taxes and special assessments constitute an involuntary lien against property on January 1st of the next year. 4. Tax rates are effective until the next revaluation year. - 3. Real property taxes and special assessments constitute an involuntary li...

Ohio Health & Life Insurance Exam Prep 2024 Q&A Medical Expense Insurance - CORRECT ANSWER-Covers medical care and services Disability income insurance - CORRECT ANSWER-replaces income lost when disability keeps the insured from working Long-term care insurance - CORRECT ANSWER-covers long-term care in a nursing home, at home, or at an extended health care facility. Medicare supplement insurance - CORRECT ANSWER-Policy that provides coverage to supplement Medicare coverage Limited Be...

Because of other health problems that are associated with obesity, such as heart disease. - ANSWER Why is the rising rate of obesity in the US such a concern? Alessandra, a 45-year-old computer programmer who has been obese for over 15 years. - ANSWER Which of the following individuals is at the greatest risk for developing chronic diseases like type 2 diabetes and cardiovascular disease? It must be eaten in the diet - ANSWER What does it mean for a nutrient to be essential? Vitamin A -...

XCEL FL TEST STUDY GUIDE LATEST UPDATE GRADED A+ Which of the following types of health coverage frequently uses a deductible? Major Medical policy What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires his/her consent when a change of beneficiary is made? Irrevocable beneficiary If a 10-Year Term Life policy contains a Renewability provision, the policy will renew without evidence of insurability Under Florida law, a variable annuity policyowner must be notifie...

The consideration clause in an accident and health policy states the - Answer applicant pays the initial premium Which of the following reports may include information obtained by a telephone call to the proposed insured? - Answer Inspection report Health insurance policies are offered on a "take it or leave it" basis and referred to as - Answer Contracts of Adhesion The insurance policy clause that identifies the contracting parties and defines the scope and limits of covera...

©BRAINBARTER 2024/2025 Health Insurance Florida 2-40 Practice Exam Questions With Verified Answers. Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) - answerFair Credit Reporting Act (Insurance Information and Priv...

Missouri Life and Health Exam Life Insurance Contracts - In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: ️ Insuring clause. - The Consideration clause in a life insurance contract contains what pertinent information? ️ Amount of premium payments and when they are due. Health Insurance Grievance Procedures - Under which circumstance MUST a health insurer have an expedited grievance review procedure? ️ When the enrollee's l...