The insurance policy ca Study guides, Class notes & Summaries
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CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS
- Exam (elaborations) • 13 pages • 2024
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CA LIFE INSURANCE EXAM WITH 
VERIFIED ANSWERS 
What is meant by referring to an insurance policy as a unilateral contract? - CORRECT 
ANSWER-Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to 
the Insurance Commissioner? - CORRECT ANSWER-At all times. 
Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a 
loss exposure 
Which of the following information is not required to be co...
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Life insurance exam questions Wisconsin Latest 2024/2025 Updated Questions and Answers Guaranteed 100% Success.
- Exam (elaborations) • 43 pages • 2024
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All of the following information about a customer must be used in determining annuity suitability 
EXCEPT 
a) financial experience 
b) annual income 
c) beneficiary's age 
d) tax status - c 
A claimant, whi is totally and permanently disabled, is eligible for Social Security Disability benefits after 
an elimination period of 
a) 24 months 
b) 0 months 
c) 5 months 
d) 12 months - c 
A corporation is the owner and beneficiary of the key person life policy. If the corporation collects the 
polic...
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CIC - Commercial Casualty (Business Automobile Coverages and Endorsements) actual exam with 100% correct answers(latest update)
- Exam (elaborations) • 29 pages • 2024
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Auto 
o A land motor vehicle; trailer or semitrailer designed for travel on public roads 
o Land vehicle subject to a compulsory, financial responsibility, or other motor vehicle insurance law where licensed or principally garaged 
o Does not include mobile equipment as defined 
 
 
 
Trailer 
Includes semitrailer 
 
 
 
Mobile equipment 
o Paragraph 6 of the definition specifically identifies several types of self‐propelled vehicles that are considered autos and not mobile equipment 
o a. Sel...
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CA Life, Accident, Health Test 100% Correct Solved
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CA Life, Accident, Health Test 100% Correct Solved 
Which of the following would not be accomplished with the purchase of an insurance 
policy? - Correct Answer ️️ -Risk is eliminated 
Individuals become eligible for Medicare Part A benefits at what age? - Correct Answer ️️ 
-65 
At what point does a self-insured group qualify for a stop-loss coverage? - Correct 
Answer ️️ -When claims exceed a specified limit in a set period of time 
What percentage of eligible employees must partic...
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CA Life Insurance Practice Exam with Complete Solutions 100% Solved
- Exam (elaborations) • 37 pages • 2024
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CA Life Insurance Practice Exam with 
Complete Solutions 100% Solved 
A key person is typically all of the following, except: -Not directly involved in sales, 
production, or service 
Key persons are employees whose contributions have a significant impact on the revenue and 
profitability of the company, especially in small businesses. They are typically: part of the 
management team, more highly paid, respected by customers, creditors, suppliers, and vendors, 
and have direct responsibilities ...
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CA Life Insurance Exam Questions and Answers
- Exam (elaborations) • 40 pages • 2024
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CA Life Insurance Exam Questions and Answers 
An insurer that operates for one or more social, educational, charitable, benevolent, or religious 
purposes for the benefit of its members is known as a 
a) Reciprocal insurer. 
b) Stock insurer. 
c) Fraternal insurer. 
d) Mutual insurer. - Answer ️️ -C 
Life insurance creates an immediate estate. Which of the following best explains this statement? 
The policy has cash values and nonforfeiture values. 
b) The policy generates immediate cash val...
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CA Life Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 18 pages • 2024
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CA Life Insurance Exam Questions and 
Answers 100% Pass 
What is meant by referring to an insurance policy as a unilateral contract? - Correct 
Answer ️️ -Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to 
the Insurance Commissioner? - Correct Answer ️️ -At all times. 
Any situation that presents the possibility of a loss is known as - Correct Answer ️️ -a 
loss exposure 
Which of the following inform...
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TEST FOR CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS
- Exam (elaborations) • 13 pages • 2024
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TEST FOR CA LIFE INSURANCE EXAM 
WITH VERIFIED ANSWERS 
What is meant by referring to an insurance policy as a unilateral contract? - CORRECT 
ANSWER-Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to 
the Insurance Commissioner? - CORRECT ANSWER-At all times. 
Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a 
loss exposure 
Which of the following information is not required...
-
CA Life Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 79 pages • 2024
- Available in package deal
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- $13.48
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CA Life Insurance Exam Questions and 
Answers 100% Pass 
What is meant by referring to an insurance policy as a unilateral contract? Only one party 
makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance 
contract? Pers...
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Fred Loya Limited Lines State Test (Questions + Answers) Verified 100% Correct!!.
- Exam (elaborations) • 19 pages • 2024
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What course of action does a party to a contract have if the other party is found to be in breach of that 
contract? - Answer-Damages for breach, reasonable attorney fees, and costs. 
A representation in an insurance contract qualifies as of the following? 
-an amendment 
-an expressed warranty 
-a policy provision 
-an implied warranty - Answer-implied warranty 
What does it mean if an agent's license is inactive? - Answer-the agent cannot transact any insurance 
business for which is valid, a...
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