Uninsured motorist - Study guides, Class notes & Summaries
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Texas all lines adjuster exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025
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Texas all lines adjuster exam [QUESTIONS AND 
CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 
All of the following are criteria for an accident to have occurred "in 
the course of" the employment under a workers' compensation 
policy, EXCEPT: - CORRECT ANSWER While performing a 
task that a fellow worker requested, that was unusual to the 
employee's job description, but occurred on the employer's 
premises during working hours. 
Which of the following statements is NOT TRUE regarding th...
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VADETS FINAL EXAM QUESTIONS | 100% Correct | Verified | 2024 Version
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In order to obtain a learner's permit in Virginia, you must be at least ____. 
15 years & 6 months old 
Vehicles registered in Virginia must be inspected ____ . 
once a year 
You are covered by your parents' insurance policy while driving with a learner's permit. 
True 
If you drive on the public roads of Virginia, you must submit to an alcohol or drug test 
when requested. This is known as the ____ law. 
implied consent 
In Virginia, you must have a special license to drive a motorcycle. 
Tr...
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Texas all lines adjuster exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025
- Exam (elaborations) • 60 pages • 2024
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Texas all lines adjuster exam [QUESTIONS AND 
CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025 
All of the following are criteria for an accident to have occurred "in 
the course of" the employment under a workers' compensation 
policy, EXCEPT: - CORRECT ANSWER While performing a 
task that a fellow worker requested, that was unusual to the 
employee's job description, but occurred on the employer's 
premises during working hours. 
Which of the following statements is NOT TRUE regarding th...
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers
- Exam (elaborations) • 25 pages • 2024
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers 
What are 3 subjects an auto policy covers? 
1. Body 
2. The vehicle 
3. Assets 
 
 
Bodily Injury Types 
Personal Injury 
Med Pay 
Uninsured Motorist 
 
 
No Fault Insurance 
State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida 
 
 
Finan...
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Adjuster Pro Section-3 questions and answers
- Exam (elaborations) • 26 pages • 2024
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The Personal Auto Policy (PAP) 
A policy that combines liability insurance with other optional coverages 
 
 
 
PAP Policies can cover 
-Individuals and residing family members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
 
 
 
 
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PAP Policies will indemnify for: 
-Property Damage 
-Personal Injury ...
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PSI Personal Lines Insurance Updated Questions with 100% Correct Answers | Latest & Verified
- Exam (elaborations) • 15 pages • 2024
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Loss of a CD player installed in the vehicle dashboard - CORRECT 
ANSWER-Which of the following may be covered under the physical damage 
insuring agreement of a personal auto policy? Loss of a CD player installed in the 
vehicle dashboard, damage to the vehicle caused by an engine failure, theft of a 
CB radio, all of the above 
Large limbs and branches of a tree that have fallen onto the street as a result of 
a windstorm the injured collides with them - CORRECT ANSWER-The collision 
coverage ...
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AINS 102 Questions and Correct Answers
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C. Uninsured motorist (UM) 
Ans Joey, while driving, was involved in a two-car accident. Joey sustained a severe injury 
from the accident. The other party, who was at fault, did not maintain an auto insurance 
policy for the vehicle. Which one of the following would provide coverage for Joey when the 
other driver does not have an automobile liability policy? 
A. Underinsured motorist coverage (UIM) 
B. Collision 
C. Uninsured motorist (UM) 
D. Personal injury protection (PIP) 
A. Producers....
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Texas Insurance License Exam Prep P&C Questions and Answers Already Passed
- Exam (elaborations) • 55 pages • 2024
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What are 3 subjects an auto policy covers? 1. Body 
2. The vehicle 
3. Assets 
Bodily Injury Types Personal Injury 
Med Pay 
Uninsured Motorist 
No Fault Insurance State stipulates that parties cannot file a claim to the other persons 
insurance policy unless required in excess. Instead, each party is required to file a primary claim 
against their own insurance regardless who is at fault. EX. Florida 
Financial Responsibility Laws State Laws regulating that people are to carry a minimum 
covera...
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Arizona Adjuster - Property & Casualty Exam Simulator - Series 13-36 Completely Solved
- Exam (elaborations) • 40 pages • 2024
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Under the BOP, how much would be paid for any one tree, shrub, or plant in case of a covered cause of loss? - ANSWER-The policy provides a limit of no more than $1,000 on any one tree, shrub, or plant with a total limit of $2,500. The older 
forms provided $500. 
 
Name the coverage that applies to the extra cost the insured incurs to make temporary repairs and speed up the permanent 
repairs or replacement of damaged covered equipment under an Equipment Breakdown policy. - ANSWER-This is called...
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Commercial Casualty II – CISR Questions with correct answers
- Exam (elaborations) • 30 pages • 2023
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In BAP what does liability section provide protection from claims for? CORRECT ANSWER-Bodily Injury and Property Damage for which insured is legally responsible for. 
 
In BAP physical damage section what type of protection? CORRECT ANSWER-provides coverage for damage to or loss of an insured's covered auto. 
 
What other BAP coverages can be added by endorsement? CORRECT ANSWER-Medical payments 
personal injury protection 
uninsured/underinsured 
motorist bodily injury and/or property damage l...
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