Variable life licensing - Study guides, Class notes & Summaries
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Oklahoma Insurance Licensing Exam Questions and Answers 100% Correct
- Exam (elaborations) • 21 pages • 2023
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Oklahoma Insurance Licensing Exam Questions and Answers 100% CorrectOklahoma Insurance Licensing Exam Questions and Answers 100% CorrectOklahoma Insurance Licensing Exam Questions and Answers 100% CorrectOklahoma Insurance Licensing Exam Questions and Answers 100% Correct 
All of the following are categories of a limited insurance license EXCEPT 1) crop insurance 2) variable life insurance 3) credit life insurance 4) travel insurance - ANSWER-2) variable life insurance 
 
What term best describe...
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Missouri health & life licensing exam Questions and Answers 100% Solved
- Exam (elaborations) • 21 pages • 2024
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Missouri health & life licensing exam 
Questions and Answers 100% Solved 
An employer that offers a qualified retirement plan to its employees is eligible to ️️make 
tax-deductible contributions to the plan 
Which of these in NOT considered to be a right given to a policy owner? ️️Modify a 
provision in the insurance contract 
When making a recommendation to a consumer to purchase an annuity, the producer must make 
reasonable efforts to obtain ️️Suitability information 
The conve...
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Life Insurance Test WA State (And General Insurance Review) Questions and Answers Graded A+
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Life Insurance Test WA State (And 
General Insurance Review) Questions 
 
and Answers Graded A+ 
 
When does insured need an insurable interest? 
when they buy insurance(not like property casualty where have to have at time of claim and not 
necessarily when buying) 
when is subrogation used? 
not in life and seldom in health 
elimination period 
what acts as the deductible in health insurance(the term deductible is not used in disibility 
insurance) - have to actually be disabled for a certian ...
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Colorado Life Insurance Final Exam /95 Questions with Complete Answers
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The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: - Return of premium 
What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? - Foreign or alien 
Does a loan on the cash value of a life insurance policy accrue interest, and if so, how is the interest handled? - Yes, the interest can be paid annually, or added to the loan. 
What approach calcul...
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Florida Life and Variable Annuity 100% Correct
- Exam (elaborations) • 7 pages • 2023
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peril - ANSWER the immdeiate specific event causing loss and giving rise to risk 
 
hazard - ANSWER any factor that gives rise to a peril 
 
physical hazard - ANSWER individual characteristics that increase chance of peril 
*physical condition, past medical history, condition at birth 
 
moral hazard - ANSWER tendencies that people may have that increase risk and chance of loss *drug addiction and alcholism 
 
morale hazard - ANSWER individual tendencies that arise from an attitude or state of m...
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Insurance Regulations Washington State-Producer Licensing Correct 100%
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Person Required to be Licensed - ANSWER Cannot sell, solicit, or negotiate insurance unliess licensed for the appropriate line of authority 
 
Producer - ANSWER The person required to be licensed under state law to transact insurance. 
-At least 18 years of age 
-Has not committed any act that is ground for license denial, suspension, or revocation 
-Has completed a prelicensing course of study 
-Has paid the appropriate fees 
-Has passed the examinations for the appropriate line(s) of authorit...
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NC Life Insurance Exam Practice Questions and Answers 100% Pass
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NC Life Insurance Exam Practice 
Questions and Answers 100% Pass 
Fraternal Benefit Society - Correct Answer ️️ -An organization of people who share a 
month ethnic, religious or vocational affiliation. They are entities they have no capital 
stock, have a representative form of government. They exist not for profit but solely for 
the benefit of their members and their beneficiaries and operate on a lodge system. 
Fraternal Benefit Societies - Correct Answer ️️ -Agents of these societie...
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Primerica Life Insurance 2023/ 2024 Exam | (Questions and 100% Correct Verified Answers)
- Exam (elaborations) • 26 pages • 2023
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Primerica Life Insurance 2023/ 2024 Exam | 
(Questions and 100% Correct Verified Answers) 
 
1. An applicant wants to buy a policy that has cash value element. Which type should she 
buy? 
a. term 
b. permanent 
c. stock 
d. investment 
 Answer: b. permanent- death protection and savings/cash value option 
 
 
 
2. What are the personal uses of life insurance? 
a. insured protection, estate creation and cash accumulation 
b. cash accumulation, estate depletion and liquidity 
c. beneficiary p...
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VUL/ULP MOCK EXAM - Questions and Answers (Complete Solutions)
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VUL/ULP MOCK EXAM - Questions and Answers (Complete Solutions) People generally invest their money to provide: I. An improvement in their financial position II. A less comfortable standard of living III. Retirement income IV. Funds for paying necessary expenses and taxes when the person dies A. I,II and III B. I, III and IV C. I, II, and IV D. II, III and IV Which of the following funds is comprised of a higher proportion of equity and a lower proportion of fixed-income instruments? A. Bond Fu...
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Property & Casualty - PA - Insurance Regulation exam 2024
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Purpose of insurance regulation. - correct answer Assure the public is treated fairly and equitably. 
 
Requirements to be licensed. - correct answer Pre-licensing requirements, pass the exam, pay application fee 
 
Producer's license. - correct answer Permitted to legally sell, solicit and negotiate contracts of insurance. 
 
Licensing requirements. - correct answer 24 credit hours, pass exam, 18 yrs. or older, able to read and write English, not be a criminal, pay all fees, have professional ...
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