What is a lenders yield - Study guides, Class notes & Summaries

Does reducing the amount of cash you pay upfront increase or decrease your returns? Why? - ANSWER Increase; money today is worth more than money tomorrow Basic explanation of what a PE firm does - ANSWER It buys a company using some combination of debt and equity and then sell it in 3-5 years for a return. The firm uses the company's cash flows to pay off interest and debt principal The 3 key reasons that an LBO works - ANSWER 1. By using debt, you reduce up-front cash payment for the com...

ACC 101 Full Version 323 | Complete Solutions (Verified) QN=1 If assets are $199,000 and liabilities are $132,000, then equity equals a. $32,000. b. $67,000. c. $99,000. d. $131,000. e. $198,000. QN=2 A cash outflow from the company into its owner is called a(n): a. Liability. b. Withdrawal. c. Expense. d. Profit. e. Investment. QN=3 Liability created by purchasing goods and services on credit (tín dụng) are: a. Accounts payable. b. Accounts receivable. c. Liabilities. d. Expenses. e. Equit...

Fixed Income HW and Test Banks (Answered) Complete Solution These are legally enforceable rules that borrowers and lenders agree on at the time of a new bond issue. What are these rules called? a. Collateral b. Covenants c. Seniority ranking d. Credit enhancement b. Covenants The provision that provides bondholders the right to sell the bond back to the issuer at a predetermined price prior to the bond's maturity date is referred to as: a. a put provision b. a call provision c...

Rockwell Exam Real Estate Classes WA Final Exam 2023/2024 With Complete Solution 100%Correct. A buyer purchases a rental home that is fully furnished. The document used to transfer title to the furniture is: a. quitclaim deed b. bill of sale c. special warranty deed d. general warranty deed - answerb. bill of sale Deeds transfer title to real estate, a bill of sale is generally needed to transfer title to personal property. Ben receives a life estate in a property, with his nephew Will ...

The sale of personal property would include: - correct answer Bill of sale What governmental right requires compensation to private property owners? - correct answer Eminent domain If property is obtained by the state after a person dies, this is called: - correct answer Escheat Transfer of real property requires a: - correct answer Deed This is an economic characteristic of real property: - correct answer Frozen asset A promissory note is considered: - correct answer ...

California Real Estate Exam Questions and Answers Latest Update Graded A+. Name 4 examples of real property (AnsLand Fixtures (attachments) Appurtenances Immovable by law DEF mineral rights (Ans- Right to remove substances from land, usually beneath the surface California Real Estate Exam: Questions & Answers Latest Update 2023/2024 100% Verified Name two instruments to transfer ownership (Ans1. Deed (real estate) 2. Bill of sale (personal property) Name five tests to determine if s...

Adventis FMC Level 2 Latest Update Rated A+ what is value what people are willing to pay for (what the buyer pays) who said, "Value is what people are willing to pay for" John Naisbitt 2 primary types of valuation 1. relative valuation 2. intrinsic valuation relative valuation refers to what methods that compare the price of a company to the market value of similar assets intrinsic value refers to what the value of a company through fundamental analysis without reference to its market valu...

MLO Practice 120 Questions and Answers | Latest Version | 2024/2025 | Already Passed At the end of the term for a balloon mortgage, which type of payment is made? Lump sum Who pays for homeowners insurance? The borrower Which party other than the buyer and seller must agree to a loan assumption? Lender A seller has prepaid July HOA fees of $60. If closing is on July 21 and the seller owns the property on closing day, how much will the buyer owe for the HOA fees at closing? Use a s...

Rockwell Real Estate Final Exam Questions and Answers Latest 2023/2024. The interest that passes to a designated person upon the death of a life tenant (or other measuring life) is a fee simple estate. Will has a remainder interest only up until the moment Ben dies. Once Ben is dead, Will's interest immediately becomes a fee simple interest. A buyer accepts a general warranty deed from a seller, believing that the seller is the sole owner of the property. The buyer later finds out that the...

Why do lenders collect reserve funds at the property closing? A) To get a higher yield in their investment B) To be sure money will be available for tax and insurance purposes C) To have extra money that will accrue interest D) To hedge against increases in taxes or insurance premiums - ANSWERSB) To be sure money will be available for tax and insurance payments The cost recovery period for land improvements is how long? A) 15 years B) 25 years C) 27.5 years D) 30 years - ANSWERSA) 1...