0 bedroom dwelling - Study guides, Class notes & Summaries
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2023-2024 ADJUSTER PRO EXAM PREPARATION
- Exam (elaborations) • 29 pages • 2023
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2023-2024 ADJUSTER PRO EXAM 
PREPARATION 
Common law is based upon - CORRECT ANSWER-court decisions and customs. 
cause of loss or damage - CORRECT ANSWER-peril 
Jim owns a home valued at $187,500, but he only has a $100,000 homeowner's policy 
and is underinsured. During a storm, lightning strikes Jim's home causing $45,000 in 
damages. The insurer decides to invoke a coinsurance penalty. How much will Jim be 
required to pay for the penalty? - CORRECT ANSWER-The coinsurance requirement o...
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EPA Test Questions with 100% Complete Solutions | Graded A+
- Exam (elaborations) • 5 pages • 2023
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1992--Residential Lead-based Paint Hazard Reduction Act of 1992, provides a comprehensive national approach to dealing with LBP in the nation's housing stock - Title X 
 
conditions causing exposure to lead from dust, soil, or paint that is deteriorated or present in accessible, friction, or impact surfaces that would result in adverse health effects that comes from; dust, soil, paint that is deteriorated or present on accessible, friction, or impact surfaces - LBP hazards (Title X) 
 
su...
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FLORIDA CLAIMS ADJUSTER EXAM|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
- Exam (elaborations) • 50 pages • 2023
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests 
D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working out ...
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Florida Claims Adjuster Exam – 3 Questions and Answers 100% correct
- Exam (elaborations) • 38 pages • 2023
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Florida Claims Adjuster Exam – 3 Questions and Answers 100% correct 
This optional provision states that if the insured becomes totally disabled, premiums are waived but the coverage remains in force: 
 
A. Waiver of Subrogation 
B. Waiver of Premium 
C. Waiver of Value 
D. None of the Above 
B. Waiver of Premium 
 
"premiums are waived" 
 
 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insuran...
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Florida Claims Adjuster Exam Questions and Answers, Graded A+
- Exam (elaborations) • 26 pages • 2023
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Florida Claims Adjuster Exam Questions and Answers, Graded A+ 
Severability 
Insurance applies separately to each insured as if other insureds did not exist. 
 
 
 
Abandonment 
Property insurance policies usually contain a(n) __________ clause, stating the insured cannot dump damaged property on the insurer and demand its full value. 
 
 
 
Insurable Interest 
One wherein economic loss would be suffered from an adverse happening to the subject. 
 
 
 
Liberalization 
States that if the insurer ...
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FLORIDA CLAIMS ADJUSTER LATEST EXAM 2023-2024/CLAIMS ADJUSTER (FLORIDA) 270+ REAL EXAM QUESTIONS AND CORRECT ANSWERS|GRADED A
- Exam (elaborations) • 59 pages • 2024
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FLORIDA CLAIMS ADJUSTER 
LATEST EXAM /CLAIMS 
ADJUSTER (FLORIDA) 270+ REAL 
EXAM QUESTIONS AND CORRECT 
ANSWERS|GRADED A 
The following are basic characteristics of a property or liability 
insurance contract, except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion - ANSWER- Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be 
conditioned on the insured having used reasonable means to avoid the 
loss...
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Florida Claims Adjuster Exam Questions and Answers 2023
- Exam (elaborations) • 26 pages • 2023
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Florida Claims Adjuster Exam Questions and Answers 2023 
Severability 
Insurance applies separately to each insured as if other insureds did not exist. 
 
 
 
Abandonment 
Property insurance policies usually contain a(n) __________ clause, stating the insured cannot dump damaged property on the insurer and demand its full value. 
 
 
 
Insurable Interest 
One wherein economic loss would be suffered from an adverse happening to the subject. 
 
 
 
Liberalization 
States that if the insurer adopts...
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EPA exam test with 100% correct answers
- Exam (elaborations) • 6 pages • 2023
- Available in package deal
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- $13.49
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1992--Residential Lead-based Paint Hazard Reduction Act of 1992, provides a comprehensive national approach to dealing with LBP in the nation's housing stock 
Title X 
 
 
 
conditions causing exposure to lead from dust, soil, or paint that is deteriorated or present in accessible, friction, or impact surfaces that would result in adverse health effects that comes from; dust, soil, paint that is deteriorated or present on accessible, friction, or impact surfaces 
LBP hazards (Title X) 
 
 
 
su...
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FLORIDA CLAIMS ADJUSTER EXAM QUESTIONS AND ANSWERS 2023 EXAM GRADED A (Over 200 questions and answers 100% verified)
- Exam (elaborations) • 88 pages • 2024
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FLORIDA CLAIMS ADJUSTER 
EXAM QUESTIONS AND 
ANSWERS 2023 EXAM GRADED A 
(Over 200 questions and answers 
100% verified) 
1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy.The 
insurance company will make a payment to: 
A. The first mortgagee, ABC 
B.The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: Ans- D. All listed interests 
Remember that the insurer is not responsible to know...
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NGN ATI Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers A+ | 2023
- Exam (elaborations) • 33 pages • 2023
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NGN ATI Florida Claims 
Adjuster Exam | 206 
Questions with 100% Correct 
Answers A+ | 2023 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests Correct Answer: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In ...
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