1000 par value - Study guides, Class notes & Summaries
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Iowa Insurance Exam – Life Verified Solutions
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Iowa Insurance Exam – Life Verified Solutions 
purpose of life insurance ️pay a death benefit to beneficiaries when the insured dies 
life insurance for personal use ️death benefit serves to replace the insured's future loss income and 
pay expenses that occur upon death, living benefits 
Group insurance vs. individual ️-covers many non-related people -less expensive per person 
group insurance eligibility ️-group cannot be formed for the express purpose of purchasing it -employe...
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Microbiology All Lab Exam questions with Complete Solutions rated A+
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True or false: The high-dry lens will be optimal for observing multicellular fungi or algae. - 
False 
True or false: The oil immersion objective is necessary to determine the morphology of 
prokaryotes. - True 
What was the largest organism you observed? The smallest? - Fungi/mold; bacteria 
What three shapes of bacteria did you observe? - cocci, spiral, bacilli 
How does increased magnification increase the field of vision? - When magnification 
increases, it decreases the field of vision 
Why...
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CTFA - Practice Exam #1 Questions With Complete Solutions, Graded A+
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"Constructive Receipt" is normally applicable to the tax treatment of... - Answer-Non-Qualified Deferred 
Compensation Plans 
Non-Qualified Deferred Compensation - Answer-TCHRA: Compensation that is not immediately taxable. 
It does not qualify under ERISA for tax exemption. Taxation occurs once the individual receives the 
compensation or "property" 
A 1035 exchange refers to a tax free exchange of... - Answer-Annuities 
1035 Exchange - Answer-IRS allows tax-free transfer of cash values bet...
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CTFA - Practice Exam #1 Questions With Complete Solutions, Graded A+
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"Constructive Receipt" is normally applicable to the tax treatment of... - Answer-Non-Qualified Deferred 
Compensation Plans 
Non-Qualified Deferred Compensation - Answer-TCHRA: Compensation that is not immediately taxable. 
It does not qualify under ERISA for tax exemption. Taxation occurs once the individual receives the 
compensation or "property" 
A 1035 exchange refers to a tax free exchange of... - Answer-Annuities 
1035 Exchange - Answer-IRS allows tax-free transfer of cash values bet...
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Financial Management - Exam 2 Verified Solutions
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Financial Management - Exam 2 Verified Solutions 
Bond ️long-term debt security usually issued by a corporation or government body 
Bonds ️original maturity of 10 years or more 
Notes ️shorter term; 10 years or less 
Mortgage Bonds ️asset-backed securities; specific physical assets used as collateral 
Collateral Trust Bonds ️ABS; specific non-physical assets used as collateral. 
Example. Cash flows from specific projects, trademarks, copyrights 
Debentures ️unsecured bond; mu...
Too much month left at the end of the money?
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WGU C214 FINANCIAL MGMT PASS THE OA|UPDATED&VERIFIED|GUARANTEED SUCCESS
- Exam (elaborations) • 19 pages • 2023
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Characteristics of preferred stock includes 
-dividends in arrears 
-dividends are cumulative 
-higher payoff claim in a BK (has first dibs in a BK) 
-considered "hybrid" (part stock/part bond) 
-no fixed maturity date 
-no voting rights 
-can skip dividend payments 
-dividends don't change year-after-year 
-used in start ups (IPO) 
 
 
 
Preferred stock dividends 
can go without payment and pay in arrears the following year 
 
 
 
Characteristics of common stock are 
-voting rights 
-no matu...
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WGU C214 Financial Mgmt Pass the OA Questions and Answers 100% Correct
- Exam (elaborations) • 18 pages • 2022
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WGU C214 Financial Mgmt Pass the OA Questions and Answers 100% Correct Characteristics of preferred stock includes -dividends in arrears -dividends are cumulative -higher payoff claim in a BK (has first dibs in a BK) -considered "hybrid" (part stock/part bond) -no fixed maturity date -no voting rights -can skip dividend payments -dividends don't change year-after-year -used in start ups (IPO) 
Preferred stock dividends can go without payment and pay in arrears the following year 
Characterist...
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WGU C214 OA Exam Questions With Answers Latest 2023/2024 (GRADED A+)
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What are two basic types of financial instruments? 
Stocks and Bonds 
3. What are secondary markets? 
Secondary financial markets are where securities are traded after the initial 
offering. 
4. What do cash flows from operating activities report? 
Operating – day to day operations 
Investing – Property, plant, equipment, long term items 
Financing – debt and equity changes 
5. What does the statement of cash flows report? 
Cash inflow and cash outflow of business for period of time 
6. Wr...
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WGU C214 Financial Mgmt Pass the OA Exam 2024
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Characteristics of preferred stock includes - -dividends in arrears 
-dividends are cumulative 
-higher payoff claim in a BK (has first dibs in a BK) 
-considered "hybrid" (part stock/part bond) 
-no fixed maturity date 
-no voting rights 
-can skip dividend payments 
-dividends don't change year-after-year 
-used in start ups (IPO) 
 
Preferred stock dividends - can go without payment and pay in arrears the following year 
 
Characteristics of common stock are - -voting rights 
-no maturity ...
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WGU C214 OA Financial Management Solved 100% Correct
- Exam (elaborations) • 13 pages • 2023
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WGU C214 OA Financial Management Solved 100% Correct. One thing common stock and preferred stock have in common is - Answer both have 
no maturity date 
Which type of security has voting rights - Answer common stock 
Debt covenants and restrictions help to ensure that - Answer management is 
meeting bond and shareholder expectations 
NOTE: covenants are promises meant to be kept 
What is true regarding bonds - Answer -when bond matures, bondholder gets lump 
sum back 
-coupon rate doesn't chang...
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