Additional insured - Study guides, Class notes & Summaries
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MN life insurance questions and answers rated A+
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MN life insurance questions and 
 
answers rated A+ 
 
In what type of policy does the owner pay the same premium throughout the term of the 
contract? Level premium policy 
 
Which type of beneficiary CANNOT be changed without consent? The beneficiary is 
irrevocable 
 
How many total hours of continuing education covering the subjects for which the license is 
licensed must complete. 24 hours 
 
Accidental and dismemberment will pay the principal sum of death occurs: As a result of an 
acciden...
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+ 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
$28,980. 
$42,000. 
$6,300. $35,700. For a loss that would otherwise be covered for th...
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NY Series 17-52 Questions and Answers 100% Pass
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NY Series 17-52 Questions and Answers 100% Pass 
How many eligible employees must be included in a contributory health insurance plan? 50% 
A man works for Company A and his wife works for Company B. The spouses are covered by health plans through their respective companies that also cover the other spouse. If the husband files a claim, The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COBRA? 36 months 
Twenty-five days after ...
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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ExamFx Life Insurance (Life Policy Provisions, Riders, and Options) Questions With Complete Solutions
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What is the term for how frequent a policyowner is required to pay the policy premium? correct answer: Mode 
 
Which of the following statements is true about a policy assignment? correct answer: It transfers rights of ownership from owner to another person 
 
During partial withdrawal from a university life policy, which portion will be taxed? correct answer: Interest 
 
Which of the following riders is often used in business life insurance policies when the policyowner needs to change the i...
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Practice Exam for CAIB 1 Latest 2023 with complete solution
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1.	Insurers are in the business of assuming the financial risks of others which involves entering into a formal contract. A contract is enforceable at law only when all legal elements have been observed. Insurance contracts differ from other formal agreements and are subject to what three additional elements?: Insurable Interest 
Utmost Good Faith Indemnity 
2.	Explain the meaning and disadvantage of the following approaches: Avoid- ance of Risk & Control of Risk: Avoidance: Avoidance means that...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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Colorado Health Insurance Exam Questions with correct Answers
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Mandatory Uniform Provisions - Answer- Must be included in every individual accident policy, no additional provisions may be included which otherwise restrict or modify a uniform provision, designed to protect the insured's interest Entire Contract Clause- Mandatory Uniform - Answer- Includes the policy and provisions, c a copy of the application and any riders, waivers, or endorsements Time Limit on Certain Defenses-Mandatory Uniform - Answer- No statement or misstatement may be contested afte...
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Pearson Vue National Health Insurance Practice Test | 51 Questions with 100 % Correct Answers | Verified
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An insurer must provide claim forms to an insured within a MAXIMUM of how many days after receiving 
notice of an Accident & Health claim? 
A. Five 
B. Fifteen 
C. Twenty 
D. Thirty - b 
Under a group health plan, an employer may offer additional benefits to classes of employees on the 
basis of all of the following factors EXCEPT: 
A. length of employment 
B. gender 
C. salary grade 
D. job category - b 
Which of the following statements is CORRECT about a Waiver of Premium provision in a Disab...
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Nevada Life & Health Insurance Exam Questions and Answers 100% Pass
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Nevada Life & Health Insurance Exam 
Questions and Answers 100% Pass 
term insurance - Answer- temporary protection because it only provides coverage for a 
specific period of time 
face amount - Answer- death benefit 
3 basic types of term coverage - Answer- level, increasing, decreasing 
- based on how the face amount changes during the policy term 
What is the premium in term insurance? - Answer- regardless of type of term insurance 
purchased, premium is level throughout the term of policy 
...
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