Additional insureds - Study guides, Class notes & Summaries
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New York Personal Lines Final Exam
- Exam (elaborations) • 8 pages • 2023
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A passenger is injured while getting into a friends car. Which of the following statements would apply if both the passenger and the driver had medical payments coverage under the auto policy. - Answer- The drivers policy would be primary. 
 
Adverse selection is a concept best described as: - Answer- Risks with higher probability of loss, seeking insurances more often than other risks. 
 
An example of an alien insurer doing business in NY is one formed under the laws of - Answer- Mexico 
 
Acc...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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GA Personal Lines Insurance Terms Questions and Answers 100% Pass
- Exam (elaborations) • 21 pages • 2024
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GA Personal Lines Insurance Terms 
Questions and Answers 100% Pass 
Abandonment - Correct Answer ️️ -The abdication of insured property into the hands 
of another or into the possession of no one in particular 
Accident - Correct Answer ️️ -A sudden unplanned and unexpected event not under 
the control of the insured resulting in injury or damage that is neither expected or 
intended 
Actual Cash Value - Correct Answer ️️ -The replacement cost of lost or damaged 
property minus depre...
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RMIN 4000 Edmunds Exam 3 Questions and Answers Rated A+
- Exam (elaborations) • 22 pages • 2024
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RMIN 4000 Edmunds Exam 3 Questions 
 
and Answers Rated A+ 
 
basic parts of an insurance contract declarations, definitions, insuring agreement, exclusions, 
conditions, and miscellaneous provisions 
 
declarations statements that provide information about the particular property or activity to 
be insured 
 
what does the declarations page usually contain name and address, policy dates, amount of 
insurance, premium and deductible, and other relevant info 
 
definitions key words or phrases ar...
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers
- Exam (elaborations) • 238 pages • 2024
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a lo...
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Study Review for Wisconsin Accident and Health Insurance Exam Q & A 2024
- Exam (elaborations) • 29 pages • 2024
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Study Review for Wisconsin Accident 
and Health Insurance Exam Q & A 2024 
What is the purpose of the Wisconsin State Life Insurance Fund? 
a) to offer low-cost life insurance to state residents 
b) To protect insured against insolvent insurers 
c) To advertise different types of life insurance policies available in the state 
d) To provide life insurance through licensed intermediaries - CORRECT ANSWER-a 
An employee is insured under her employer's group life plan. If she terminates her 
gro...
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CAIB 2 CHAPTER 4 QUESTIONS AND ANSWERS RATED A+
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CAIB 2 CHAPTER 4 QUESTIONS AND 
 
ANSWERS RATED A+ 
 
Breifly explain the fuctions or endorsements, riders, and separate policies 1. Endorsements; 
changes the terms or conditions of the insureds policy 
2. Riders; adds additional coverage to those already in place 
3. Separate policies; equipment breakdown insurance, computer crime, other specialized 
coverages often purchased separately but can be added to existing policy 
 
Identify the endorsement, rider or policy to respond to the following...
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RMIN 4000 Edmunds Test 3 Questions and Answers 100% Pass
- Exam (elaborations) • 29 pages • 2024
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RMIN 4000 Edmunds Test 3 Questions 
 
and Answers 100% Pass 
 
Basic Parts of an Insurance Contract 1. Declarations 
 
2. Definitions 
3. Insuring agreement 
4. Exclusions 
 
5. Conditions 
6. Miscellaneous provisions 
 
Declarations statements that provide information about the particular property or activity to 
be insured 
 
definitions statements that provide information about the particular property or activity to be 
insured 
 
Insuring Agreement Summary of the major promises of the insure...
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS AND ANSWERS| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |, 100% ACCURATE/ Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeown
- Exam (elaborations) • 46 pages • 2024
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS 
AND ANSWERS, 100% ACCURATE/ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one 
p...
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RMIN 4000 Edmunds Exam 3 Questions and Answers | 100% Pass
- Exam (elaborations) • 15 pages • 2024
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RMIN 4000 Edmunds Exam 3 Questions and 
Answers | 100% Pass 
basic parts of an insurance contract -Answer-declarations, definitions, insuring 
agreement, exclusions, conditions, and miscellaneous provisions 
declarations -Answer-statements that provide information about the particular property 
or activity to be insured 
what does the declarations page usually contain -Answer-name and address, policy 
dates, amount of insurance, premium and deductible, and other relevant info 
definitions -Answe...
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