Additional living expense Study guides, Class notes & Summaries
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Insurance License NY Questions and Answers Graded A
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Insurance License NY Questions and 
Answers Graded A 
New home buyer S called his agent and told him that he wanted the broadest coverage available 
for his new home. Which policy would the agent be most likely to recommend? 
A) HO-3 
B) HO-5 
C) HO-2 
D) HO-8 - Answer ️️ -B 
Which of the following best defines a hazard? 
A) It eliminates the chance of loss 
B) It increases the chance of loss 
C) It is a cause of loss 
D) It increases the amount of loss - Answer ️️ -B 
Under the Homeowne...
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Test Bank Stahl’s Essential Psychopharmacology 5th Edition
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Test Bank Stahl’s Essential Psychopharmacology 5th EditionTable of Contents Chapter 1 Chemical neurotransmission ............................................................................................... 1 Chapter 2 Transporters, Receptors, And Enzymes As Targets Of Psychopharmacological Drug Action 8 Chapter 3 Ion Channels as Targets Of Psychopharmacological Drug Action ..................................... 15 Chapter 4 Psychosis and schizophrenia ...........................................
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WA Surplus Lines - Property Terms Part 1 Questions And Answers
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WA Surplus Lines - Property Terms Part 1 Questions And Answers 
 
Abandonment Clause - ANS A clause in fire insurance policies and other property forms that prohibits the insured from 
abandoning partially damaged property to the insurer in order to claim a total loss 
 
Account Premium Modification Plan - ANS A rating plan for Fire, Property Damage and Time Element coverages. The maximum 
credit or surcharge is 25%, and it is available to risks which develop a three-year 
premium of at le...
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Property Insurance Practice Exam Questions and Answers 100% Pass
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Property Insurance Practice Exam 
Questions and Answers 100% Pass 
One of the following policies covers Mobile Homes: 
a. Dp-1 
b. Dp-2 
c. Dp-3 
d. Ho-4 - Correct Answer ️️ -a. Dp-1 
On a dwelling policy, personal property would be covered at: 
a. ACV 
b. Replacement Cost 
c. Not covered 
d. 80% of Value - Correct Answer ️️ -a. ACV 
DP-1 would cover all of the following without endorsement except: 
a. other structures 
b. personal property 
c. rental value 
d. additional living expense ...
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NJ Property Producer Exam with Certified Solutions
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NJ Property Producer Exam with 
 
Certified Solutions 
 
Dwelling Policy Only insures property 
 
DP-1 Basic Form 
 
DP-2 Broad Form 
 
DP-3 Special Form 
 
Dwelling Coverage A Dwelling- Covers dwelling, structures attached to dwelling, and 
materials/supplies for the dwelling. 
 
Dwelling Coverage B Other Structures- Insures buildings on premise but separate from the 
dwelling. 
 
Dwelling Coverage C Personal Property- Covers the insured's personal property and must be 
requested. If rental pr...
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Exam FX Property and Casualty Insurance Practice Exam | 100% Correct Answers | Verified | Latest 2024 Version
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The causes of loss insured against in an insurance policy are known as - Perils 
Before an insurer will pay any loss under a policy, what is usually required from the insured? - Proof 
of loss 
An insured works outside the home. The insured's sister lives with him and cares for his four children. 
When the insured's home is severely damaged by fire, the family moves into an apartment while repairs 
are being made. The largest apartment available in the area has two bedrooms, so the insured's ...
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Exam FX Insurance Practice Exam Questions with correct answers
- Exam (elaborations) • 16 pages • 2023
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The causes of loss insured against in an insurance policy are known as CORRECT ANSWER Perils 
 
Before an insurer will pay any loss under a policy, what is usually required from the insured? CORRECT ANSWER Proof of loss 
 
An insured works outside the home. The insured's sister lives with him and cares for his four children. When the insured's home is severely damaged by fire, the family moves into an apartment while repairs are being made. The largest apartment available in the area has two b...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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NJ PROPERTY PRODUCER EXAM QUESTIONS WITH GUARANTEED ACCURATE ANSWERS |VERIFIED
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Dwelling Policy - ACCURATE ANSWERS Only insures property 
 
DP-1 - ACCURATE ANSWERS Basic Form 
 
DP-2 - ACCURATE ANSWERS Broad Form 
 
DP-3 - ACCURATE ANSWERS Special Form 
 
Dwelling Coverage A - ACCURATE ANSWERS Dwelling- Covers dwelling, structures attached to dwelling, and materials/supplies for the dwelling. 
 
Dwelling Coverage B - ACCURATE ANSWERS Other Structures- Insures buildings on premise but separate from the dwelling. 
 
Dwelling Coverage C - ACCURATE ANSWERS Personal Property- Co...
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Virginia Health Insurance Test Latest Update Graded A+
- Exam (elaborations) • 25 pages • 2024
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Virginia Health Insurance Test Latest 
 
Update Graded A+ 
 
Absolute An assignment that occurs when the policy owner assigns all rights including cash 
values to another person or entity. Synonymous with voluntary assignment. 
 
Absolute Value A medical expense plan that pays a fixed maximum dollar amount for a 
procedure. 
 
Accelerated Benefit Rider Life insurance rider which allows the insured to receive a portion 
of the death benefit prior to death if the insured has a terminal illness. 
 ...
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