Adjuster responsibilities - Study guides, Class notes & Summaries
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| ANSWERS GRADED A
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| ANSWERS GRADED A 
NY Life, Accident, and Health Insurance 
Agent/Broker Exam Series 17-55| 200 
QUESTIONS| ANSWERS GRADED A 
Process 2103 (d-i) 
1. The Superintendent may issue a license to any person, firm or corporation who 
has complied with the requirements of the Insurance Code, authorizing the licensee 
to act as agent of any authorized insurer. Every individual applicant for a license 
under this s...
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FLORIDA CLAIMS ADJUSTER LATEST EXAM 2023-2024/CLAIMS ADJUSTER (FLORIDA) 270+ REAL EXAM QUESTIONS AND CORRECT ANSWERS|GRADED A
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FLORIDA CLAIMS ADJUSTER 
LATEST EXAM /CLAIMS 
ADJUSTER (FLORIDA) 270+ REAL 
EXAM QUESTIONS AND CORRECT 
ANSWERS|GRADED A 
The following are basic characteristics of a property or liability 
insurance contract, except: 
A. Personal Contract 
B. Conditional Contract 
C. Loss of Settlement Contract 
D. Contract of Adhesion - ANSWER- Loss of Settlement Contract 
The Insurer's responsibility to pay for a property loss may be 
conditioned on the insured having used reasonable means to avoid the 
loss...
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ADJUSTER PRO FLORIDA CERTIFIED ADJUSTER GLOSSARY 2023-2024 Accumulated Depreciation - CORRECT ANSWER-The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) - CORRECT
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ADJUSTER PRO 2 EXAM 2023/2024 
Agent - CORRECT ANSWER-one who recieves the authority to act on behalf of 
someone else 
Sales Agent - CORRECT ANSWER-receives authority to sell 
-authority given by written contract 
Insurance Adjuster - CORRECT ANSWER-receives authority to settle claims brought 
against the insurer 
- authority given by written contract 
Three major responsibilities of contracted agents - CORRECT ANSWER-1. follow the 
contract 
2. always use reasonable judgement & care 
3....
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Indiana Adjuster Pre-Licensing Exam Questions and Answers Graded A+
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Indiana Adjuster Pre-Licensing Exam 
Questions and Answers Graded A+ 
What is an Agent? -Answer-One who receives authority to act on behalf of someone 
else 
Who are the two agents? -Answer-Sales Agent & Insurance Adjuster 
What is Power to Bind -Answer-What the agent says or does can bind the insurer 
What are the three responsibilities? -Answer-Adhere/follow the contract, Use good 
judgment and care at all times, Provide necessary info to the insurer. 
What are the three types of Authority? -A...
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NGN ATI Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers A+ | 2023
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NGN ATI Florida Claims 
Adjuster Exam | 206 
Questions with 100% Correct 
Answers A+ | 2023 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests Correct Answer: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In ...
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Louisiana P&C Adjuster Exam Prep Questions & Answers Correct 100%(RATED A)
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The one who receives the authority to act on behalf of someone else? - ANSWERSAgent 
 
what does a sale's agent receive authority for? - ANSWERSto sell 
 
An insurance agent receives authority to what? - ANSWERSSettle claims brought against the insurer 
 
How do agents receive their authority? - ANSWERSwritten contract 
 
What is the power to bind? - ANSWERSan agent's authority can bind: 
 
-what an agent says or does can bind insurer 
-agents should take the utmost care in what they say or d...
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Florida Claims Adjuster Actual Exam 100% Correct Answers (Passed and Licensed) Updated 2023 Best Revision Material
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Florida Claims Adjuster 
Actual Exam 100% Correct 
Answers (Passed and 
Licensed) Updated 2023 
Best Revision Material 
Severability -------- Correct Answer -------- Insurance applies separately to each insured 
as if other insureds did not exist. 
Abandonment -------- Correct Answer -------- Property insurance policies usually contain 
a(n) __________ clause, *stating the insured cannot dump damaged property on the 
insurer and demand its full value.* 
Insurable Interest -------- Correct...
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Florida Adjuster Exam Updated and Detailed Review Questions and Answers 2024 Already Graded A+ 100% (Claims Adjuster).
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Which of the following is NOT one of the duties of the Department of Financial Services? 
b. Dept does NOT set rates nor write policies - CORRECT ANSWER-Set rates and write policies for various company products 
 
The adjuster has a particular relationship to his principal, the insurer. Which of the following best describes this relationship? - CORRECT ANSWER-It is a fiduciary relationship. 
 
The Claims Adjuster's role in the insurance industry includes all the following EXCEPT: - CORRECT ANSW...
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FLORIDA CLAIMS ADJUSTER EXAM/203 QUESTIONS AND ANSWERS GRADED A 2023 EXAM
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FLORIDA CLAIMS ADJUSTER 
EXAM/203 QUESTIONS AND 
ANSWERS GRADED A 2023 
EXAM 
Severability - √Answer>Insurance applies separately to 
each insured as if other insureds did not exist. 
-Abandonment - √Answer>Property insurance policies 
usually contain a(n) __________ clause, *stating the 
insured cannot dump damaged property on the insurer and 
demand its full value. * 
-Insurable Interest - √Answer>One wherein economic loss 
would be suffered from an adverse happening to t...
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Florida Adjuster Exam 2023 with 100% correct answers
- Exam (elaborations) • 15 pages • 2023
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Which of the following is NOT one of the duties of the Department of Financial Services? 
b. Dept does NOT set rates nor write policies 
Set rates and write policies for various company products 
 
 
 
The adjuster has a particular relationship to his principal, the insurer. Which of the following best describes this relationship? 
It is a fiduciary relationship. 
 
 
 
The Claims Adjuster's role in the insurance industry includes all the following EXCEPT: 
Gives appropriate legal advice and wr...
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