Adjusters authority Study guides, Class notes & Summaries
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Indiana Adjuster Pro Exam CORRECT
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- ANSWER transfer of risk 
 
insurance - ANSWER transfer of risk 
 
insurance Accident Insurance - ANSWER Covers expenses associated with a covered accident and can extend to ambulance and emergency room expenses, intensive care, and hospital costs. Accident insurance also provides for loss of income, and a death benefit if injuries prove fatal. 
 
Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (annual depreciation x number of years used)...
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Texas All-Line Adjuster questions with 100% correct answers 2024/2025
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Texas All-Line AdjusterStaff Adjuster - correct answer Adjusters who work exclusively for an insurance company 
 
Independent Adjuster - correct answer An individual who employs as an independent contactor to an adjusting and staffing company and handles claims for an insurance company 
 
Public Adjuster - correct answer Adjusters that represent the insured by negotiating claims with the insurance company 
 
Insurer - correct answer Any insurance company or self-insured. An organization or entit...
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Texas All Lines Adjuster Test - Questions And Answers 2023-2024 GUARANTEED PASS
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Texas All Lines Adjuster Test - Questions And Answers 
GUARANTEED PASS 
Adjuster - An agent who, for compensation, processes insurance claims. Canrepresent either 
the insured or the insurer 
Acreage Reporting Date - The deadline for providing the insurer with an acreage report, 
which is used to determine the amount of coverage needed and the premiumcharged for a 
particular crop. 
Accumulated Depreciation - The total decrease in an item's value over a period oftime. 
Formula: (Annual Depreci...
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ADJUSTER PRO TERMS QUESTIONS WITH COMPLETE SOLUTIONS UPDATED.
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ADJUSTER PRO TERMS QUESTIONS WITH COMPLETE SOLUTIONS UPDATED. 
 
 
Accumulated Depreciation 
The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x 
Number of years used) 
Actual Cash Value (ACV) 
A valuation method used by insurers to reflect an item's current market value right before being 
damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion 
One of the characteristics of an insurance contract. Means that one party (th...
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Louisiana P&C Adjuster Exam Prep 2024 Verified Questions and Answers Graded A
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The one who receives the authority to act on behalf of someone else? - Agent 
 
what does a sale's agent receive authority for? - to sell 
 
An insurance agent receives authority to what? - Settle claims brought against the insurer 
 
How do agents receive their authority? - written contract 
 
What is the power to bind? - an agent's authority can bind: 
 
-what an agent says or does can bind insurer 
-agents should take the utmost care in what they say or do 
-even if insure makes mistakes,...
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ADJUSTER PRO TERMS QUESTIONS WITH COMPLETE SOLUTIONS UPDATED.
- Exam (elaborations) • 34 pages • 2024
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ADJUSTER PRO TERMS QUESTIONS WITH COMPLETE SOLUTIONS UPDATED. 
 
 
Accumulated Depreciation 
The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x 
Number of years used) 
Actual Cash Value (ACV) 
A valuation method used by insurers to reflect an item's current market value right before being 
damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion 
One of the characteristics of an insurance contract. Means that one party (th...
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Florida 3-20 Public Adjuster Exam Outlines| 120 questions| with complete solutions
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There are several important statutory requirements pertaining to contracts made by public adjusters: Correct Answer: Must state the type of claim, including an emergency claim, non-emergency claim or supplemental claim. 
Requires the signatures of all named insureds. 
If the signatures of all named insureds are not available, the public adjuster must submit an affidavit signed by the available named insureds attesting that they have authority to enter into the contract and settle all claim issu...
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ADJUSTER PRO - FLORIDA CERTIFIED ADJUSTER GLOSSARY QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED
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ADJUSTER PRO - FLORIDA CERTIFIED ADJUSTER GLOSSARY QUESTIONS WITH COMPLETE SOLUTIONS VERIFIED 
 
Accumulated Depreciation 
The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
Actual Cash Value (ACV) 
A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
Adhesion 
One of the characteristics of an insurance contra...
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Louisiana Automobile Adjusters License Questions and Answers 100% Verified
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Louisiana Automobile Adjusters License Questions and Answers 100% VerifiedLouisiana Automobile Adjusters License Questions and Answers 100% VerifiedLouisiana Automobile Adjusters License Questions and Answers 100% Verified 
Interstate Commerce - ANSWER-Traffic, intercourse, commercial trading or the transportation of persons or property between or among several states of the union or from or between points in one state and points in another state. 
 
Paul vs. Virginia - ANSWER-1869; Ratified the...
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Indiana Adjuster Pre-Licensing Exam Questions and Answers Graded A+
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Indiana Adjuster Pre-Licensing Exam 
Questions and Answers Graded A+ 
What is an Agent? -Answer-One who receives authority to act on behalf of someone 
else 
Who are the two agents? -Answer-Sales Agent & Insurance Adjuster 
What is Power to Bind -Answer-What the agent says or does can bind the insurer 
What are the three responsibilities? -Answer-Adhere/follow the contract, Use good 
judgment and care at all times, Provide necessary info to the insurer. 
What are the three types of Authority? -A...
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