An annuity promises that Study guides, Class notes & Summaries
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) Questions and Answers 100% Pass
- Exam (elaborations) • 66 pages • 2024
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Texas State Exam Simulator - Life and 
Health Insurance (200 Questions 
Practice Exam) Questions and 
Answers 100% Pass 
An annuity promises that, if the annuitant dies before receiving payments equal to the 
correct value, the payments will be continued to a beneficiary until an amount equal to 
the contract value has been paid. This type of annuity is called 
An installment Refund annuity 
A Straight Life annuity 
A Cash Refund annuity 
A Joint Life annuity - Correct Answer ️️ -An installm...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) 2023 verified
- Exam (elaborations) • 37 pages • 2023
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) 2023 verified 
 
An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
 An installment Refund annuity 
 A Straight Life annuity 
 A Cash Refund annuity 
 A Joint Life annuity - correct answer An installment Refund annuity 
...
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LOMA 281: Meeting Customer Needs with Insurance Annuities Verified Questions 2024
- Exam (elaborations) • 23 pages • 2023
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Assume you're applying for a life insurance policy. During his presentation, the insurance agent makes the following statements. Are they all true? (Select all that apply.) 
 
a. People buy insurance to reduce the financial risk they face but not every type of risk is insurable. 
 
b. both pure risks and speculative risks are insurable. 
 
c. most life insurance policies are valued contracts, which state at the time of policy issue the time amount of the benefit payable when the insured person ...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) with Complete Solutions
- Exam (elaborations) • 37 pages • 2023
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) with Complete Solutions Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) with Complete Solutions 
An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
 An installment Refund annuity 
 A St...
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Final Exam: California Life, Accident, and Health Insurance (Grade A+)
- Exam (elaborations) • 15 pages • 2024
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Final Exam: California Life, Accident, and 
Health Insurance (Grade A+) 
What distinguishes a deferred annuity from an immediate annuity? -Answer-The time at 
which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make 
to her beneficiary? -Answer-60 payments 
What is a common reason people purchase an annuity? -Answer-To protect against the 
risk of out...
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TEXAS STATE EXAM SIMULATOR - LIFE AND HEALTH INSURANCE 2024
- Exam (elaborations) • 54 pages • 2024
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- $16.49
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An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
 An installment Refund annuity 
 A Straight Life annuity 
 A Cash Refund annuity 
 A Joint Life annuity - correct answer An installment Refund annuity 
 
One becomes eligible for Social Security disability benefits after having been disabled for 
 
 3 month...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice exam questions
- Exam (elaborations) • 54 pages • 2024
-
- $16.49
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An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called 
 
An installment Refund annuity 
A Straight Life annuity 
A Cash Refund annuity 
A Joint Life annuity 
An installment Refund annuity 
 
 
 
One becomes eligible for Social Security disability benefits after having been disabled for 
 
3 months 
5 months 
6 mo...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam) Questions and Answers 100% Pass
- Exam (elaborations) • 65 pages • 2024
- Available in package deal
-
- $13.49
- + learn more
Texas State Exam Simulator - Life and Health 
Insurance (200 Questions Practice Exam) 
Questions and Answers 100% Pass 
An annuity promises that, if the annuitant dies before receiving payments equal to the 
correct value, the payments will be continued to a beneficiary until an amount equal to 
the contract value has been paid. This type of annuity is called 
An installment Refund annuity 
A Straight Life annuity 
A Cash Refund annuity 
A Joint Life annuity - Answer- An installment Refund annui...
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LOMA 281 Module 2 Latest 2023 Graded A+
- Exam (elaborations) • 13 pages • 2023
- Available in package deal
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LOMA 281 Module 2 Latest 2023 Graded A+ Term Life insurance Insurance that provides a policy benefit if the insured dies during a specified period of time. 
Policy term The specified period of time for which a term life insurance policy provides coverage. 
Level Term life insurance A plan of term life insurance that provides a policy benefit that remains the same over the term of coverage. 
Decreasing term life insurance A plan of term life insurance that provides a policy benefit that decrease ...
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FInal Exam: California Life, Accident, and Health Insurance Questions and Answers 100% Pass
- Exam (elaborations) • 17 pages • 2024
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- $12.49
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FInal Exam: California Life, Accident, and Health 
Insurance Questions and Answers 100% Pass 
What distinguishes a deferred annuity from an immediate annuity? - Correct Answer ️️ 
-The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make 
to her beneficiary? - Correct Answer ️️ -60 payments 
What is a common reason people purchase ...
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