Annuities can liquidate Study guides, Class notes & Summaries
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Idaho Insurance Exam 2023-2024 Questions and Answers Accurate 100%(RATED A+)
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Net Single Premium - ANSWER-Premium that a person must pay in a lump sum to receive all the benefits promised in the policy if no insurer expenses were considered 
 
Insurers will also consider which of the following in evaluating risk. - ANSWER-Numerical rating system to evaluate the risk posed by proposed insureds 
 
Key difference between variable life and variable universal life insurance - ANSWER-Variable life insurance require a fixed premium payable for the life of the policy while variab...
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XCEL Solutions Life and Health License Exam (CA) Complete Solutions
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XCEL Solutions Life and Health License Exam (CA) Complete 
Solutions 
A saving vehicle designed to first accumulate funds and then systematically liquidate the funds 
️ Deferred annuity. 
An annuity backed by a life insurer's separate account 
️ Variable Annuity. 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 
years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 
️ 60 payments. 
An...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock - Correct answer-A. mutual funds not paid out after paying claims and other operating costs are returned to ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock - Correct answer-A. mutual funds not paid out after paying claims and other operating costs are returned to ...
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PRIMERICA LIFE INSURANCE EXAM Questions With Correct Answers Verified Graded A+ 2023/2024.
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PRIMERICA LIFE INSURANCE EXAM Questions With Correct Answers Verified Graded A+ 2023/2024. a company is domestic when doing business within the state in which it is incorporated 
which of the following factors is NOT considered by an underwriter when determining 
the premium rates for an individual seeking insurance? 
a. medical history 
b. sex 
c. age 
d. race 
D. race 
age, medical history, and sex provide sound statistical date for determining the 
probability of loss. Race, religion, sexual...
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Primerica Exam Practice Questions with Answers | Latest 2023/2024 Graded A+
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Primerica Exam Practice Questions with Answers | Latest 2023/2024 Graded A+. The policyowner of an adjustable life policy wants to increase the death benefit. 
Which of the following statements is correct regarding this change? 
a) The death benefit can be increased by providing evidence of insurability. 
b) The death benefit cannot be increased. 
c) The death benefit can be increased only when the policy has developed a cash 
value. 
d) The death benefit can be increased only by exchanging the ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
- Exam (elaborations) • 43 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock - Correct answer-A. mutual funds not paid out after paying claims and other operating costs are returned to ...
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Xcel Final Exam Questions and Answers With complete Solutions Latest 2024 (Graded A+)
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Xcel Final Exam Questions and Answers With complete Solutions Latest 2024 (Graded A+) The focus of major medical insurance is providing coverage for Ans medical and 
hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? Ans 
$200 
because this policy has a zero deductible, the insures is only responsible for the 20% 
coinsurance on this claim, or ...
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Primerica Exam Prep Questions with Answers Latest Updated 2024 Graded A+
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Primerica Exam Prep Questions with Answers Latest Updated 2024 Graded A+. An insurer has made all of the decisions regarding the provisions included in the 
insured's policy. The insured finds an objectionable provision and wants to negotiate 
it with the insurer but is not allowed to do so. Her only options are to reject the policy 
or accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Answer Adhesion 
An insurance policy that...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
- Exam (elaborations) • 43 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock - Correct answer-A. mutual funds not paid out after paying claims and other operating costs are returned to ...
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