Annuitization point Study guides, Class notes & Summaries
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![Webce Life and Health Comprehensive Review Questions and Answers](/docpics/4820521/65ff08bfbb44e_4820521_121_171.jpeg)
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Webce Life and Health Comprehensive Review Questions and Answers
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Webce Life and Health Comprehensive Review Questions and Answers 
 
Representations and Warranties - Correct answer Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract." 
 
"Underwriting vs. Actuarial Departments - Correct answer Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to ass...
![Life & Health Insurance License Test questions and answers latest top score.](/docpics/3770532/654761db49a3b_3770532_121_171.jpeg)
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Life & Health Insurance License Test questions and answers latest top score.
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Life & Health Insurance License Test questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
 
 
 
Which of the following does NOT provide independent ratings of insurance companies' financial strength and claims-paying abilities? - correct answers.Securities and Exchange Commission 
 
If an agent is performing actions in his day-to-day business dealings that are not stated in the agent's contract but are necessary to carry out his express authority, he is exercising what kind of authority?...
![Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities with Correct Answers 100% Verified](/docpics/5875790/66a085e06de3a_5875790_121_171.jpeg)
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities with Correct Answers 100% Verified
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Florida 2-15 Overview/ Study Guide (Fool Proof Guide): Annuities with Correct Answers 100% Verified 
Annuity - Correct Answer A savings plan within an insurance company instead of a bank. 
- An annuity is not considered insurance, but the life insurance industry handles them 
 
Fixed Annuity - Correct Answer A savings plan with an insurance company with a minimum guaranteed interest rate 
 
Accumulation Period - Correct Answer The period in an annuity where the savings is building 
 
Annuity Per...
![webce test questions and answers 2023](/docpics/6429d9d95c45a_2545522.jpg)
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webce test questions and answers 2023
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which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business - Answer- knowing that his family is depending on him, Frank wants to insure his own lif...
![Nevada Life and Health License Exam Prep Questions fully solved & updated](/docpics/5397239/664d9d988a302_5397239_121_171.jpeg)
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Nevada Life and Health License Exam Prep Questions fully solved & updated
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What are the four required elements of an insurance contract? - answer-Agreement, consideration, competent parties, and legal purpose. 
 
What two parts make up a life insurance application? - answer-General Information and the Medical Information. An agent's report can go in a life insurance application but is not included in the life insurance policy. 
 
When must insurable interest exist in life insurance? - answer-At the time of application. 
 
When does coverage begin, if the premium was s...
![WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates](/docpics/63bf17d93dac5_2246815.jpg)
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WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates
- Exam (elaborations) • 43 pages • 2023
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WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? She must move to Pennsylvania. She must surrender her Ohio license. She must be sponsored by a producer licensed in Pennsylvania. She must show her Ohio license is in good standing. - she must show her Ohio license is in good standing An ann...
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webce Exam questions and Answers
- Exam (elaborations) • 16 pages • 2024
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webce Exam questions and Answers 
 
which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business - Correct answer knowing that his family is dependin...
![WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates](/docpics/636eff535b029_2100519.jpg)
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WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates
- Exam (elaborations) • 43 pages • 2022
- Available in package deal
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- $9.49
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WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates 
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WebCE Test 1, Questions and answers. 100% verified. Graded A. latest updates Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? She must move to Pennsylvania. She must surrender her Ohio license. She must be sponsored by a producer licensed in Pennsyl...
![HSM 340 Week 8 Final Exam (GRADED A) Questions and Answer elaborations | 100% VERIFIED](/docpics/633e6f5f19976_2009696.jpg)
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HSM 340 Week 8 Final Exam (GRADED A) Questions and Answer elaborations | 100% VERIFIED
- Exam (elaborations) • 3 pages • 2022
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HSM 340 Week 8 Final Exam 1. (TCO 4) When would it make sense to use a flexible budget as compared to a forecast budget? Flexible budgets are used by business to compare the actual figures with t he budgeted numbers. This budget uses real numbers to calculate the difference between how much has been budgeted & how much has actually been spent or earned in a specific category. A business whose main operations are based on the production of goods or services, a flexible budget makes the most sense...
![Life & Health Insurance Exam Study Guide with correct answers 2024](/docpics/5209135/66390e0aaa58f_5209135_121_171.jpeg)
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Life & Health Insurance Exam Study Guide with correct answers 2024
- Exam (elaborations) • 57 pages • 2024
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Whole Life Insurance - answers-A permanent insurance policy which is guaranteed to remain in force for the insured's entire lifetime - Provided that the required premiums are paid, or to the policy maturity date. 
 
Whole Life Insurance can also be described as: - answers-Permanent, endowment, or ordinary 
 
Whole Life is designed to - answers-Remain in force for the whole life of the insured and the premiums will never increase. 
 
Limited pay whole life - answers-Policy allows for a lifetime ...
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