Businessowners policy - Study guides, Class notes & Summaries
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Idaho Property & Casualty Exam Prep Questions and Answers Already Passed
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Idaho Property & Casualty Exam Prep 
Questions and Answers Already Passed 
 
Which of the following statements is false with respect to requirements for rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among insurers B 
 
The Businessowners Coverage Form to the Businessowners Policy provides coverage on which 
o...
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CIC Commercial Multi-line Exam Prep questions with correct answers
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Distinguish between Covered Property and Property Not Covered under the 
Businessowners Coverage Form. CORRECT ANSWER-Covered: 
Buildings: 
 Includes PP of landlord (common areas, furnished) 
 Covers Bridges, Retaining Walls, Wharves, Docks 
 Replacement Cost 
BPP: 
 Includes Property of Others (in CCC) 
 Exterior Building Glass 
 Replacement Cost 
 
Not Covered: 
Money/Securities 
Fences, radios, antennas, towers, signs (detached) plants 
Installed computers (in vehicles etc) 
Electronic...
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GEORGIA PROPERTY & CASUALTY INSURANCE EXAM (LATEST 2024/ 2025 UPDATE) QUESTIONS AND VERIFIED ANSWERS| 100% CORRECT| GRADE A
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GEORGIA PROPERTY & CASUALTY INSURANCE EXAM (LATEST 2024/ 2025 UPDATE) QUESTIONS AND VERIFIED ANSWERS| 100% CORRECT| GRADE A 
 
Q: Once an injured employee has received benefits provided under workers' compensation, that employee may not file a suit against her employer to gain additional benefits. This is the def. of 
 
A. Contributory negligence 
B. the fellow servant rule 
C. Assumption of risk 
D. Exclusive remedy 
 
 
Answer: 
D. executive remedy 
 
 
 
Q: The purpose of the basic extend...
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Pearson VUE: Property Insurance Practice Exam Questions and Answers Rated A+
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Pearson VUE: Property Insurance 
Practice Exam Questions and Answers 
 
Rated A+ 
 
S is purchasing a Commercial Property policy to cover a commercial building with a 
replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a 
coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum 
limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 C 
 
The MAXIMUM amount a policy wi...
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IDAHO PROPERTY AND CASUALTY EXAM PREP 2023/2024 GRADED A+
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IDAHO PROPERTY AND 
CASUALTY EXAM PREP 
2023/2024 GRADED A+. 
1. Which of the following statements is false with respect to requirements for 
rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among 
insurers: B 
2. The Businessowners Coverage Form to the Businessowners Policy provides coverage on which of the fol...
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Idaho Property & Casualty Exam Prep Questions and Answers 2024 Verified
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Idaho Property & Casualty Exam Prep 
Questions and Answers 2024 Verified 
Which of the following statements is false with respect to requirements for rates? 
A) Rates may not be inadequate 
B) A purpose of the rate regulation is to diminish competition between insurers 
C) Rates may not be unfairly discriminatory 
D) A purpose of the rate regulation is to regulate cooperative action among insurers - 
CORRECT ANSWER-B 
The Businessowners Coverage Form to the Businessowners Policy provides covera...
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TEXAS ALL LINES ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
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TEXAS ALL LINES ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - correct answer While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. 
 
Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean M...
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Pearson VUE: Property Insurance Practice Exam Questions and Answers (100%Verified).
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Pearson VUE: Property Insurance Practice Exam Questions and Answers (100%Verified). 
1. S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent 
Coinsurance clause. To avoid a coinsurance penalty in the event of a partial 
loss, S should purchase a policy with minimum limits of AT LEAST which of 
the following amounts? 
A. $100,000 
B. $90,000 
 
C. $80,000 
D. $20,000: answer- C 
2. The MAXIMUM amount a p...
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Exam FX, VA Property & Casualty Insurance Exam LATEST EDITION 2024 GUARANTEED GRADE A+
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the members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called 
Utility Services - Direct Damage. 
Brainpower 
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Producer's Property & Casualty Practice Exam 2024 (A+ GRADED)
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Under a Businessowners Policy, the policy's terms can be amended or waived only by endorsement issued by correct answers the insurer and made a part of the policy. 
 
All of the following are Valuable Papers and Records EXCEPT 
 
A. manuscripts, records, or abstracts. 
B. inscribed, printed, or written documents. 
C. books, deeds, drawings, films, maps, or mortgages. 
D. money or securities. correct answers money or securities. 
 
Paula and Peter Jones are both insureds on their Homeowners insu...
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