Contract of indemnity - Study guides, Class notes & Summaries

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Contract of Guarantee- Definition, Essentials and Distinction from Contract of indemnity.
  • Contract of Guarantee- Definition, Essentials and Distinction from Contract of indemnity.

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  • Contract of Guarantee- Definition, Essentials and Distinction from Contract of indemnity.
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Utah Life and Health Insurance Questions With All Correct Answers!!
  • Utah Life and Health Insurance Questions With All Correct Answers!!

  • Exam (elaborations) • 7 pages • 2024
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  • Accident - Answer-A sudden event, unforeseen and unintended Claim - Answer-A demand for payment under the insurance policy Absolute assignment - Answer-A transfer by the policy holder of all control and rights to a third party Accident and Sickness - Answer-Insurance against bodily injury, disability or death by accident, or against disability or expense resulting from sickness, and the insurance relating thereto Accidental Means - Answer-The unexpected cause of an accidental bodily injury....
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Michigan Property & Casualty Exam 2023/2024 with Complete Solutions
  • Michigan Property & Casualty Exam 2023/2024 with Complete Solutions

  • Exam (elaborations) • 23 pages • 2023
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  • Indemnity - ANSWER-a payment for damages or loss Risk - ANSWER-Uncertainty or chance of loss occurring Pure Risk - ANSWER-Presents the chance of loss with no opportunity for gain Speculative Risk - ANSWER-Presents the chance of loss with an opportunity to gain (Like Gambling) Exposure - ANSWER-a unit of measurement used to determine rates charged for insurance coverages. Hazards - ANSWER-Conditions or situations that increase the probability of an insured loss occurring. Peril ...
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Adjuster Pro - Insurance Adjuster Test: insurance Adjuster Test Study Guide: Questions & Answers: Updated Solution
  • Adjuster Pro - Insurance Adjuster Test: insurance Adjuster Test Study Guide: Questions & Answers: Updated Solution

  • Exam (elaborations) • 22 pages • 2023
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  • What is insurance? (Ans- protection against financial loss what is a premium (Ans- a scheduled amount to be paid for an insurance policy. What are premiums used for (Ans- premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? (Ans- the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Indemnity (Ans- payment for...
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NJ Title Insurance Exam with Correct  and Verified Solution
  • NJ Title Insurance Exam with Correct and Verified Solution

  • Exam (elaborations) • 17 pages • 2024
  • A deed recorded in Maryland conveys Greenacre to Frank for life and at his death to Jane, her personal representative and assigns the interest vested in Frank and Jane by this deed are commonly referred to as A. Fee simple B. Life estate remainder C. Free hold and non-freehold D. Vested life estate and contingent remainder - CORRECT ANSWER-B. Life estate remainder What is MAHT? A. Maryland Administration Household Training B. Maryland Agricultural Homestead Trust C. Maryland Afford...
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XCEL - NY - Exam Simulator 1 Insurance | 2023 | 160 Questions with 100% Correct Answers | Updated & Verified | 22 Pages
  • XCEL - NY - Exam Simulator 1 Insurance | 2023 | 160 Questions with 100% Correct Answers | Updated & Verified | 22 Pages

  • Exam (elaborations) • 22 pages • 2023
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  • Jonas is a whole life insurance policyowner and would like to add coverage for his two children. Which of the following products would allow him to accomplish this? - Child Term Rider Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of owning this type of annuity? - During periods of inflation, annuitants will experience a decrease in purchasing power of their payments. In contrast to a guaranteed renewable policy, a noncancellable policy - may nev...
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Michigan Life and Health Final Exam Actual Questions and Answers 100% Correct
  • Michigan Life and Health Final Exam Actual Questions and Answers 100% Correct

  • Exam (elaborations) • 23 pages • 2024
  • Michigan Life and Health Final Exam Actual Questions and Answers 100% Correct What amount will be paid under a policy where the insured misstated his/her age? ANS-an amount the premium would have purchased at the correct age the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days ANS-30 days which of these is considered to be a Living benefit option in a life insurance policy ANS-Accelerated death benefit loans o...
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ACA Final Exam Questions and Answers 2023
  • ACA Final Exam Questions and Answers 2023

  • Exam (elaborations) • 11 pages • 2023
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  • ACA Final Exam Questions and Answers 2023 At the end of this course, you must do which of the following? Pass the final course exam with a scored of 70% or higher Print your certificate from this website Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at All of the above All of the above Which of the following is NOT one of the duties of the Department of Financial Services? License adjusters Set rates and write policies ...
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Georgia Adjuster Exam Questions and Answers Already Passed
  • Georgia Adjuster Exam Questions and Answers Already Passed

  • Exam (elaborations) • 36 pages • 2023
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  • Georgia Adjuster Exam Questions and Answers Already Passed An insured's business is damaged because of a fire and he is forced to close business temporarily for repairs. As a result the insured lost income. What type of loss is this? Consequential also known as Indirect Loss The insured crashes into a porch and the person sitting on the porch. The person on the porch is injured. The insured's insurance policy has a limit set at $500,000. This amount applies to the total of damages for any bo...
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Practice Exam for CAIB 1 Latest 2023 with complete solution
  • Practice Exam for CAIB 1 Latest 2023 with complete solution

  • Exam (elaborations) • 13 pages • 2023
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  • 1. Insurers are in the business of assuming the financial risks of others which involves entering into a formal contract. A contract is enforceable at law only when all legal elements have been observed. Insurance contracts differ from other formal agreements and are subject to what three additional elements?: Insurable Interest Utmost Good Faith Indemnity 2. Explain the meaning and disadvantage of the following approaches: Avoid- ance of Risk & Control of Risk: Avoidance: Avoidance means that...
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