Definition of mortgage - Study guides, Class notes & Summaries
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Real Estate Salesperson California State Exam 2023 with complete solutions
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Which of the following is most vital or important in planning a subdivision: - ANSWER-Market Analysis 
 
When rent is computed on the gross sales of a business occupying real property, the lease is correctly termed: - ANSWER-Percentage Lease 
 
What is not an adequate method of transferring property? - ANSWER-Executive Sale 
 
What is considered personal property? - ANSWER-Existing Mortgage 
 
If an income property is valued at $100,000 based on an 8% capitalization rate, what would be the value...
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NMLS S.A.F.E Exam Practice Questions
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NMLS S.A.F.E Exam Practice Questions 
 
Enhancing protection and reducing fraud by directing states to adopt minimum uniform 
standards for the licensing and registration of residential mortgage loan originators was the 
purpose of the federal act known as the: 
 
a. S.A.F.E. Act 
b. Federal Trade Act 
c. Consumer Financial Protection Act 
d. Dodd-Frank Act - a. S.A.F.E. Act 
 
Loan processors and underwriters may not: 
 
a. Communicate with consumers to obtain information necessary for loan pro...
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McKissock Learning - Basic Appraisal Principles Questions With 100% Correct!!
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"A document or a clause in a document in which the borrower accepts responsibility for the repayment 
of a debt" is the definition of: A) CC&R B) bond C) mortgage note D) debt - Answer-mortgage note 
"The earth's surface, both land and water, and anything that is attached to it whether by the course of 
nature or human hands" is the definition of: A) land B) site C) water D) real property - Answer-A 
The public restriction on property rights that allows the government to place a lien on a p...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
Too much month left at the end of the money?
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McKissock Liberty University -McKissock Learning - Basic Appraisal Principles fully solved
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McKissock Liberty University -McKissock Learning - Basic Appraisal Principles fully solved"A document or a clause in a document in which the borrower accepts responsibility for the repayment of a debt" is the definition of: A) CC&R B) bond C) mortgage note D) debt - correct answer mortgage note 
 
"The earth's surface, both land and water, and anything that is attached to it whether by the course of nature or human hands" is the definition of: A) land B) site C) water D) real property - cor...
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PA Exam 3 with 100% Correct Answers 2023
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PA Exam 3 with 100% Correct Answers 
2023 
Which of the following are NOT grounds in Pennsylvania for revoking a broker's 
license? 
A Being convicted of a felony 
B Agreeing with the seller to accept a commission that is more than the standard rate 
C Depositing an earnest money check into the broker's personal account 
D Advertising as a member of the Pennsylvania Association of Real Estate 
Professionals when the broker is not really a member - Correct Answer-B It is perfectly 
legal to agr...
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Loan Officer: NMLS. Question with 100 % correct answers | Verified | updated
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(Fair and Accurate Credit Transactions Act of 2003) FACTA Purpose is to... - ... address the problem 
of identity theft. To facilitate consumer's access to information retained by the CRAs, and to improve the 
accuracy of consumer reports. 
(FCRA) The National Consumer Assistance Plan (NCAP) aims to... - ...improve consumer 
experience, data accuracy, and quality. 
(HMDA) In addition to originations, reportable HMDA data includes... - - Loan Applications 
- Loan Denials 
- Loan Approvals 
- Loa...
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NMLS MLO TEST| 362 questions| with complete solutions
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Which law ensures lenders use an annual percentage rate (APR) so that the borrowers have the information they need to make informed comparisons? Correct Answer: Regulation Z 
 
Which law ensures that some borrowers have the right of rescission for three business days after a loan contract is signed? Correct Answer: Regulation Z 
 
While it is unlawful to consider race when underwriting a loan, what federal legislation requires that this information be included on the loan application? Correct ...
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NMLS TEST-Affinity Questions And Answers
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__________ occurs if the lender chooses the hazard insurance company when the borrower allows the 
policy to lapse. - Forced-placed insurance 
"APR" means? - Annual percentage rate. This is the cost of credit expressed as a percentage. 
A borrower is refinancing his home. How much time does Reg Z give him to change his mind? - 3 
days 
A co-borrower whose income is used to qualify must sign the: - Mortgage and the note 
A deed is: - A legal instrument that conveys title to real property. 
A fu...
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