Domestic insurer Study guides, Class notes & Summaries
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![Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024](/docpics/3495109/6510f95cd7ffe_3495109_121_171.jpeg)
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024
- Exam (elaborations) • 131 pages • 2023
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024 
1. A life insurance company is organized in Orlando where it maintains its home 
office. In Florida, the company is classified as a 
a. domestic company 
b. local company 
c. foreign company 
d. preferred company 
a 
2. With regard to life insurance, all of the following statements are correct 
EXCEPT 
a. all individuals are considered to have insurable interests i...
![Webce Life and Health exam 2023 with 100% correct answers](/docpics/642cdda6d522e_2554781.jpg)
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Webce Life and Health exam 2023 with 100% correct answers
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Representations and Warranties 
Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
 
 
Underwriting vs. Actuarial Departments 
Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losses and to produ...
![Michigan Life Insurance State Exam Solved 100% Correct](/docpics/6425da06692a3_2535603.jpg)
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Michigan Life Insurance State Exam Solved 100% Correct
- Exam (elaborations) • 35 pages • 2023
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
![Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions](/docpics/6425dda2b9fa8_2535655.jpg)
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
![Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A](/docpics/63d6f6b5203c8_2314811.jpg)
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
![Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed](/docpics/63eb59979f496_2369727.jpg)
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
- Exam (elaborations) • 28 pages • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
![Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review](/docpics/6401daf3c49f6_2431729.jpg)
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
- Exam (elaborations) • 60 pages • 2023
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
![PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.](/docpics/63bf4ba5c97ce_2247548.jpg)
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
![West Virginia Property and Casualty Insurance Study Guide (Latest 2024/ 2025 Update) Practice Questions and Verified Answers| 100% Correct| Grade A](/docpics/5610425/66685c79d3473_5610425_121_171.jpeg)
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West Virginia Property and Casualty Insurance Study Guide (Latest 2024/ 2025 Update) Practice Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 23 pages • 2024
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West Virginia Property and Casualty 
Insurance Study Guide (Latest 2024/ 2025 
Update) Practice Questions and Verified 
Answers| 100% Correct| Grade A 
 
Q: Commissioner makes an order with the findings of fact and conclusions 
 
 
Answer: 
Within 45 days 
 
 
 
Q: Insurer's penalty in lieu of refusing to renew 
 
 
Answer: 
The insurer can be required to pay the state of West Virginia a penalty in a sum not exceeding 
$10,000, and upon the failure of the insurer to pay such penalty within...
![Primerica Practice Exam Test A 75 Questions & Answers 2023](/docpics/63e4d7d7d8a8c_2353137.jpg)
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Primerica Practice Exam Test A 75 Questions & Answers 2023
- Exam (elaborations) • 9 pages • 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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