Fcra basic - Study guides, Class notes & Summaries
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Utah Property and Casualty Insurance Exam Questions & Answers
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Insurance - Answer Transfer of risk form a person or business to an insurer 
 
Loss - Answer uncertainty/possibility of a loss 
 
Speculative vs pure risk - Answer Speculative - chance of loss or gain 
Pure - only chance of loss 
 
Exposure - Answer risks for which the insurance company would be liable 
 
Peril - Answer cause of loss 
 
Direct vs Indirect loss - Answer Direct - physical loss 
Indirect - consequence of the direct loss (having to pay for a hotel if house burns down) 
 
Hazard (3 t...
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Texas Life Insurance Exam 2023 with 100% correct answers
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Convertible Term Life Insurance 
This optional form of term life insurance lets the policyowner convert the policy to a whole life policy without having to prove insurability. 
 
 
 
Ordinary Life Insurance 
This class of individual life insurance has many flexible options and features policies with face amounts greater than $25,000. 
 
 
 
Currently Insured Status (Social Security) 
This Social Security insured status makes workers eligible for death benefits only. 
 
 
 
Waiver of Premium (WP)...
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CHPA Test Review Study Guide Questions and Answers Update 2023
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The standard is divided into two parts: - Design 
Concerns compliance issues 
Involves creating a plan for patient care from assessment through treatment 
 
Implementation 
Putting the plan into action 
Performance measures must be checked starting immediately after implementation 
 
Design - Concerns compliance issues 
Involves creating a plan for patient care from assessment through treatment 
 
Has done more to improve healthcare safety and security than anything else in the last 15 years - T...
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CIPT Glossry Exam Questions with 100% Correct Answers 2024
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CIPT Glossry Exam Questions with 100% 
Correct Answers 2024 
Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, 
monitors, or records access to an object by a specified user. 
Acronym(s): ACE 
Associated term(s): Access Control List (ACL) 
Access Control List - answerA list of access control entries (ACE) that apply to an object. 
Each ACE controls or monitors access to an object by a specified user. In a discretionary access 
control list (DACL), the ACL...
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified 
 
A home equity loan available to homeowners over 62 years of age - the lender makes 
payments to the borrower based on the equity in the property - the loan comes due upon the 
sale of the property or the death of the owner. - Reverse Annuity Mortgage 
A loan with an interest rate tied to a readily available index - the rate will be adjusted 
periodically causing payment changes. - Adjustable Rate Mortgage (ARM) 
The refu...
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ALL PRACTICE EXAM QUESTIONS - LIFE, ACCIDENT AND SICKNESS - GA STATE LICENSE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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1 
ALL PRACTICE EXAM QUESTIONS - LIFE, 
ACCIDENT AND SICKNESS - GA STATE 
LICENSE EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
How much participation does a Noncontributory plan require? 
Correct Answer: 100% 
The insured hands control of the policy to another person (usually the agent) 
Correct Answer: constructive delivery 
Filing a request with the insurer - Recording Method, or by endorsement 
Correct Answer: beneficiary change can be made by doing what? 
The app...
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Texas Property & Casualty License Exam 2021 Questions and Answers Verified (A+ Score)
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Texas Property & Casualty License Exam 2021 Questions and Answers Verified (A+ Score) 
 
 
Property vs Casualty: What is considered property? - Structure & Personal Property 
 
Property vs Casualty: What is considered casualty? - Non-property losses. Legal liability to others. 3rd Party. Casualty insurance means that the policy includes liability (accountability or responsibility) coverages to help protect you if you're found legally responsible for an accident that causes injuries to another p...
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Iowa Personal Lines Latest Update Graded A+
- Exam (elaborations) • 20 pages • 2024
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Iowa Personal Lines Latest Update Graded A+ DP-1 Basic Form Dwelling Policy: Provides coverage on a named peril basis. 
DP-1 Losses are paid actual cash value 
Extended Coverage Perils W.C. SHAVVER: Wind, Civil Commotion, Smoke, Hail, Aircraft, Vehicles, Volcanic Eruption, Explosion, and Riot 
DP-2 Broad Form Dwelling Policy: Provides replacement cost coverage on dwellings & buildings on a "named peril" basis, contents are actual cash value 
Uninsurable (excluded) losses Under the open- peril ...
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WEBCE LIFE AND HEALTH EXAM WITH 100% CORRECT ANSWERS 2023
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WEBCE LIFE AND HEALTH EXAM WITH 
100% CORRECT ANSWERS 2023 
Representations and Warranties - Correct Answer-Representations are statements the 
applicant makes on an application that are deemed to be true to the applicant's best 
knowledge. Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - Correct Answer-Two related insurance 
company functions. Through the process of _________, applications are assessed for 
insurability and to assign premiu...
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Webce Life and Health Exam Questions and Answers (Graded A)
- Exam (elaborations) • 40 pages • 2023
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Representations and Warranties - Answer- Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
Underwriting vs. Actuarial Departments - Answer- Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losse...
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