Fred loya - Study guides, Class notes & Summaries

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Exam (elaborations)

Fred Loya Practice Test (106 questions) with 100% Correct Answers
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12

April 2024

2023/2024

A+
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What course of action does a party to a contract have if the other party is found to be in breach of that contract? - Damages for breach, reasonable attorney fees, and costs. A representation in an insurance contract qualifies as of the following? - implied warranty What does it mean if an agent's license is inactive? - the agent cannot transact any insurance business for which is valid, active license is required In the State of CA, no rate will remain in effect if it is considered to be ...
QUINTER
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Fred Loya Insurance Exam Questions With Verified Answers
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3

May 2024

2023/2024

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Fred Loya Insurance Exam Questions With Verified Answers Pure Risk - answerNo possible gain risk - answerThe certainty of a future outcome Speculative Risk - answerInvolves gain or loss Peril - answerThe cause of a loss Ex; accident, fire wind ,hail,collison Hazard - answerincrease possibility of a loss Loss - answerchance of loss because of an exposure premium - answermoney collected from insured exposure - answerpossibility of a loss retention - answeragreement to be able to retain ...
Fyndlay
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Fred Loya Insurance Exam Questions And Answers (Verified And Updated)
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3

May 2024

2023/2024

A+
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Fred Loya Insurance Exam Questions And Answers (Verified And Updated) Automobile Insurance - answerA contract between two parties... the policyholder and the company. Agent - answerLicensed individual or organization authorized to sell/service insurance policies. License - answerCertificate of authority to transact insurance buisness. Insured - answerThe policy-holder entitled to covered benefits in case of an accident or loss. Insurer - answerThe insurance company who issues the insuran...
TheStar
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Fred Loya Practice Test Questions And Answers (Verified And Updated)
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8

June 2024

2023/2024

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Fred Loya Practice Test Questions And Answers (Verified And Updated) What course of action does a party to a contract have if the other party is found to be in breach of that contract? - answerDamages for breach, reasonable attorney fees, and costs. A representation in an insurance contract qualifies as of the following? - answerimplied warranty What does it mean if an agent's license is inactive? - answerthe agent cannot transact any insurance business for which is valid, active license...
sirjoel
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Exam (elaborations)

fred loya practice exam 2 Questions and Answers 100% Solved correctly
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5

April 2024

2023/2024

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If an agent, while selling a policy tells the prospect he is fully covered and everything will be taken care of, when this is not the fact, the agent is guilty of - Answer-Misrepresentation What would NOT be an unfair claim practice? - Answer-Using an arbitrator to resolve a dispute. A homeowner discovers that a valuable painting was stolen from her home, what type of loss would this be considered? - Answer-Direct loss An example of a peril would be - Answer-A fire that damages the kitchen ...
Brainarium
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Exam (elaborations)

Fred Loya Limited Lines State Test with Questions & 100% Correct Answers
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21

April 2024

2023/2024

A+
What course of action does a party to a contract have if the other party is found to be in breach of that contract? - Damages for breach, reasonable attorney fees, and costs. A representation in an insurance contract qualifies as of the following? -an amendment -an expressed warranty -a policy provision -an implied warranty - implied warranty What does it mean if
QUINTER
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Fred Loya Exam Questions And Answers (Verified And Updated)
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2

May 2024

2023/2024

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Fred Loya Exam Questions And Answers (Verified And Updated) 1. Company benefits - answerWe are the actual company not an agency 2. Company benefits - answerWe have an in-house claims department 3. Company benefits - answerWe are open from 9am to 7pm Monday to Friday and Saturday from 9am to 2 pm 4. Company benefits - answerWe have fast and friendly service as well as bilingual agents to better serve you 5. Company benefits - answerPayments and changes are accepted at any of our locations...
TheStar
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Fred Loya Insurance Questions With Verified Answers
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2

May 2024

2023/2024

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Fred Loya Insurance Questions With Verified Answers Personal injury protection (PIP) - answerCovers in case of a car accident no matter who's at fault. It covers medical bills for you and your passenger's. It pays up to $2,500 for each person hurt in vehicle. Uninsured motorist (UM) - answerCovers in case you are involved in a car accident, the accident is the other persons fault and they DO NOT have insurance. You have coverage for your passengers and your vehicle. For one person hurt...
TheStar
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Exam (elaborations)

Fred Loya Insurance Exam Questions And Answers (Verified And Updated)
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3

May 2024

2023/2024

A+
Fred Loya Insurance Exam Questions And Answers (Verified And Updated) Automobile Insurance - answerA contract between two parties... the policyholder and the company. Agent - answerLicensed individual or organization authorized to sell/service insurance policies. License - answerCertificate of authority to transact insurance buisness. Insured - answerThe policy-holder entitled to covered benefits in case of an accident or loss. Insurer - answerThe insurance company who issues the insuran...
Fyndlay
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Exam (elaborations)

Fred Loya Insurance Exam Questions And Answers (Verified And Updated)
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4

May 2024

2023/2024

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Fred Loya Insurance Exam Questions And Answers (Verified And Updated) risk - answerUncertainty concerning the occurrence of a loss Exposure - answerwhat the insured is exposing to the insurer to premium calculations - answerthe higher the risk is, the greater the premium Speculative Risk - answera risk in which there is a chance of either loss or gain pure risk - answeris insurable. it is when you can only lose, not win. ARRTS - answerAvoid, Reduce, Retain, Transfer, share Deductible - a...
Brainbarter
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