Housing counseling exam - Study guides, Class notes & Summaries

Civil Rights Act of 1866 correct answerFederal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 correct answerbanned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 correct answeradded gender (sex) to the protected classes Fair Housing Amendments Act of 1988 correct answerAdded Disability and familial status to protected classes.

HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...

HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration

Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. Real Estate Settlement a...

HUD Housing Counseling Exam Correctly Solved 100% Correct!! Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. R...

HUD Housing Counseling Exam 2023/2024 Back-end ratio The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...

Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - Answer Civil Rights Act of 1866 banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - Answer Fair Housing Act of 1968 added gender (sex) to the protected classes - Answer Housing and Community Development Act of 1974 Added Disability and familial status to protected classes. - Answer Fair Housing Amendments Act of 1988 Requires lenders...

HUD Housing Counseling Exam With Complete Solutions

HUD Housing Counseling Exam 2023/2024 Back-end ratio The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly inco...

Civil Rights Act of 1866 - Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer Added Disability and familial status to protected classes. Real Estate Settlement a...