Level term insurance Study guides, Class notes & Summaries
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![ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)](/docpics/6410eb1d8b144_2472735.jpg)
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
- Exam (elaborations) • 16 pages • 2023
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
![CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023](/docpics/3481956/650d6fbba7733_3481956_121_171.jpeg)
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
![Nevada Life and Health License Exam Prep Questions with 100% Correct Answers](/docpics/4777411/65f888b8bfb47_4777411_121_171.jpeg)
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Nevada Life and Health License Exam Prep Questions with 100% Correct Answers
- Exam (elaborations) • 31 pages • 2024
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Nevada Life and Health License Exam Prep 
Questions with 100% Correct Answers 
What are the four required elements of an insurance contract? - Answer- Agreement, 
consideration, competent parties, and legal purpose. 
What two parts make up a life insurance application? - Answer- General Information 
and the Medical Information. An agent's report can go in a life insurance application but 
is not included in the life insurance policy. 
When must insurable interest exist in life insurance? - Answ...
![Webce Insurance test questions and Answers Graded A+](/docpics/63da630f22558_2323919.jpg)
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Webce Insurance test questions and Answers Graded A+
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Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 - ANSWER-10 days 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrende...
![FP1 / Practice Exam 2 Questions And Answers Already Graded A+](/docpics/3543387/651af32815d44_3543387_121_171.jpeg)
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FP1 / Practice Exam 2 Questions And Answers Already Graded A+
- Exam (elaborations) • 15 pages • 2023
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Vivian buys a life insurance policy in which the insurer pays policyholders dividends based on how well 
the life insurer is doing. If the insurer is profitable, Vivian will receive dividends. If the insurer 
underperforms financially, Vivian and other policyholders will receive fewer dividends. Indicate the type 
of insurance policy Vivian purchased. 
A. Variable life insurance. 
B. Participating life insurance. 
C. Limited-pay life insurance. 
D. Non-participating life insurance - B. Participa...
![FP1 / Practice Exam 2 | Questions with 100% Correct Answers | Updated & Verified | 21 Pages](/docpics/2850494/647c8c04e006b_2850494_121_171.jpeg)
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FP1 / Practice Exam 2 | Questions with 100% Correct Answers | Updated & Verified | 21 Pages
- Exam (elaborations) • 21 pages • 2023
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Vivian buys a life insurance policy in which the insurer pays policyholders dividends based on 
how well the life insurer is doing. If the insurer is profitable, Vivian will receive dividends. If the 
insurer underperforms financially, Vivian and other policyholders will receive fewer dividends. 
Indicate the type of insurance policy Vivian purchased. 
A. Variable life insurance. 
B. Participating life insurance. 
C. Limited-pay life insurance. 
D. Non-participating life insurance - B. Participa...
![Life, Accident and Health Final Exam Questions With 100% Correct Answers](/docpics/4692323/65ea283a2952e_4692323_121_171.jpeg)
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
- Exam (elaborations) • 30 pages • 2024
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...
![MN life insurance questions and answers rated A+](/docpics/4578813/65d840dd97a6d_4578813_121_171.jpeg)
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MN life insurance questions and answers rated A+
- Exam (elaborations) • 16 pages • 2024
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MN life insurance questions and 
 
answers rated A+ 
 
In what type of policy does the owner pay the same premium throughout the term of the 
contract? Level premium policy 
 
Which type of beneficiary CANNOT be changed without consent? The beneficiary is 
irrevocable 
 
How many total hours of continuing education covering the subjects for which the license is 
licensed must complete. 24 hours 
 
Accidental and dismemberment will pay the principal sum of death occurs: As a result of an 
acciden...
![Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers](/docpics/4009071/657829c7614df_4009071_121_171.jpeg)
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
- Exam (elaborations) • 84 pages • 2023
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
![Test Bank For Intermediate Accounting 9th Edition By Spiceland](/docpics/3505194/6512ccbdb1b9c_3505194_121_171.jpeg)
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Test Bank For Intermediate Accounting 9th Edition By Spiceland
- Exam (elaborations) • 2384 pages • 2023
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Chapter 3 The Balance Sheet and Financial Disclosures 
True/False Questions 
1. The balance sheet reports a company's financial position at a point in time. 
Answer: True 
Level of Learning: 1 Easy 
Learning Objective: 03-01 
Topic Area: Balance sheet–Usefulness-Limits-Elements Blooms: Remember 
AACSB: Reflective thinking 
AICPA: BB Critical thinking 
AICPA: FN Measurement 
2. A company’s market value is generally less than its book value. 
Answer: False 
Level of Learning: 1 Easy 
Learning...
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