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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to add more insu...

How long is an auto insurance policy? - correct answer usually 6 or 12 months Who writes auto insurance policies? - correct answer ISO What is ISO? - correct answer Insurance Services Office Five General Types of Coverage for Auto Insurance - correct answer 1. Liability 2. Uninsured Motorist 3. Medical Payments 4. Damage 5. Convenience Coverage When is liability coverage implemented in auto? - correct answer when you have a liability to a 3rd party for property damage (PD) or bo...

CISR-Personal Auto Exposures Exam Questions and Answers 100% Pass vehicle ownership - Correct Answer ️️ -1. Individuals who are related and live in the same household 2. Joint ownership with one owner living outside household 3. individuals who are not related and live in the same household 4. vehicles owned by a trust where the grantor/trustee is an individual, individual and spouse Vehicle and vehicle usage - Correct Answer ️️ -Private passenger autos which include pickups or ...

Life Insurance Exam Questions and answers verified 100% J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to add more in...

Life Insurance Exam Questions Verified Solutions J has a life insurance policy with a Guaranteed Insurability rider. After celebrating her 42nd birthday, J wishes to utilize her rider to increase her death benefit. What will happen in this situation? - The insurer will permit J to add more insurance without requiring proof of insurability. ️ - The insurer will allow J to add more insurance pending a paramedical exam. - The insurer will deny J's request to add more insurance. - The insurer...

appraisal a professional assessment to determine extent of damage financial responsibility proof that one can pay for damages caused, often fulfilled by purchasing insurance lessor a person granting a lease of a motor vehicle livery the transporting of people of things for hire mutually exclusive when something cannot occur simultaneously with something else private passenger vehicle an automobile used for private needs rather than for business uses ...

FIN 3204 Final Exam Questions & Answers 2023/2024 Contributory Negligence Law states that: - ANSWER-The injured cannot collect damages if his or her conduct contributed in any way to the injury. What vehicles are eligible for the 2005 Personal Auto Policy (PAP)? - ANSWER-- a four-wheeled motor vehicle owned or leased by the insured for at least 6 consecutive months - a pickup or van with a gross vehicle weight rating of 10,000 pounds or less What autos are covered by the Personal Auto...

RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers | 100% Pass!! How long is an auto insurance policy? -Answer-usually 6 or 12 months Who writes auto insurance policies? -Answer-ISO What is ISO? -Answer-Insurance Services Office Five General Types of Coverage for Auto Insurance -Answer-1. Liability 2. Uninsured Motorist 3. Medical Payments 4. Damage 5. Convenience Coverage When is liability coverage implemented in auto? -Answer-when you have a liability to a 3rd party for property...

If an auto policy has split limits of 30/50/25, what is the maximum amount the policy will pay for injuries to one person in a single accident? correct answer: $30,000 - Split limits expressed as 30/50/25 would provide $30,000 coverage for bodily injury per person, $50,000 for all bodily injuries, and $25,000 property damage coverage per accident. What Persoal Auto coverage would pay for the insured's travel expenses and defense costs incurred while the insured is involved in the settlement...

AINS 102 Ch 3 Questions Latest Review 2023 Steve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: Select one: A. Their cars B. Personal Liability C. The house D. The contents of the house - Correct Ans-A. Their cars David and Colleen insure their house under a HO-3 policy. One evening, while they were en...