Open end mortgage - Study guides, Class notes & Summaries
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Champions Real Estate Finance Exam Questions And Answers Rated A+ New Update Assured Satisfaction
- Exam (elaborations) • 19 pages • 2024
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The percentage of the lesser of the appraised value or sales price that the lender will lend. 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales 
price or appraised value, whichever is lower. - Answer-Loan-to-Value Ratio (LTV) 
Includes both real and personal property ( fixtures and furnishings) - Answer-Package Mortgage 
Covers more than one piece of property. - Answer-Blanket Mortgage 
Method of financing which preserves the low, existing ...
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Kentucky Real Estate Mock Test 1 Already Graded A+
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Kentucky Real Estate Mock Test 1 Already Graded A+ 
A $450,000 sale price was obtained from a 12% capitalization rate. What was the gross income when the 
total expenses were 15% of the gross? ️$63,529.41 
Step 1 $450,000 x 12% = $54,000 
Step 2 100% - 15% = 85% 
Step 3 $54,000 ÷ 85% = $63,529.41 
A borrower purchased mortgagee's title insurance on a property. After the final payment was made on 
the mortgage, a title defect was found. The borrower would have recourse through the ️...
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PA Exam 3 with 100% Correct Answers 2023
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PA Exam 3 with 100% Correct Answers 
2023 
Which of the following are NOT grounds in Pennsylvania for revoking a broker's 
license? 
A Being convicted of a felony 
B Agreeing with the seller to accept a commission that is more than the standard rate 
C Depositing an earnest money check into the broker's personal account 
D Advertising as a member of the Pennsylvania Association of Real Estate 
Professionals when the broker is not really a member - Correct Answer-B It is perfectly 
legal to agr...
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PA Real Estate Salesperson Certification Exam - State Portion Exam Questions & Answers (100% Correct)
- Exam (elaborations) • 14 pages • 2024
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PA Real Estate Salesperson Certification Exam - State Portion Exam Questions & Answers (100% Correct) 
PA Real Estate Salesperson Certification Exam - State Portion Exam Questions & Answers (100% Correct) 
 
What is a type of contract in which two parties are legally bound to act? - ANSWER-Bilateral 
 
What is one kind of real property depreciation caused by poor design? - ANSWER-Functional Obsolence 
 
What is the name of the party who aquires the title to real property in a deed? - ANSWER-Gran...
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REAL ESTATE EXAM FL SALES ASSOCIATE QUESTIONS AND ANSWERS, VERIFIED/
- Exam (elaborations) • 16 pages • 2024
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REAL ESTATE EXAM FL SALES ASSOCIATE QUESTIONS 
AND ANSWERS, VERIFIED/ 
Absentee Owner - -A property owner who does not reside on the property and who usually relies 
on a property manager to oversee the investment 
Abstract of Title - -A compilation of the recorded documents relating to a parcel of land from which 
an attorney may give an opinion as to the condition of title (a history of title) 
Acceleration Clause - -A condition in a loan contract that permits the lender to require immediat...
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MASTERY EXAM 1 exam questions with 100% correct answers(graded A+).
- Exam (elaborations) • 182 pages • 2024
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An open-end management company is a: 
 
 
 
 
A. 
mutual fund 
 
 
 
B. 
publicly traded fund 
 
 
 
C. 
fixed unit investment trust 
 
 
 
D. 
real estate investment trust 
A. 
mutual fund 
 
 
 
To impose the maximum sales charge, under FINRA rules, mutual funds must offer investors all of the following benefits EXCEPT: 
 
 
 
 
A. 
Breakpoints 
 
 
 
B. 
Plan Completion Insurance 
 
 
 
C. 
Rights of Accumulation 
 
 
 
D. 
Letter of Intent 
B. 
Plan Completion Insurance 
 
 
 
 
A closed-end...
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Compucram - 4th test || with Complete Solutions.
- Exam (elaborations) • 9 pages • 2024
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Regulation B states that a creditor must provide an applicant a copy of all appraisals and other written valuations developed in connection with an application for credit that is to be secured by a first lien on a dwelling. For closed-end credit, the appraisal copy must be provided to the applicant at least ____ business days prior to consummation of the transaction correct answers 3 
 
Regulation B, which implements ECOA, states that a creditor must provide an applicant a copy of all appraisals...
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1 REAL ESTATE EXAM FL SALES ASSOCIATE QUESTIONS AND ANSWERS, V| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |ERIFIED/
- Exam (elaborations) • 16 pages • 2024
- Available in package deal
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1 REAL ESTATE EXAM FL SALES ASSOCIATE QUESTIONS 
AND ANSWERS, VERIFIED/ 
Absentee Owner - -A property owner who does not reside on the property and who usually relies 
on a property manager to oversee the investment 
Abstract of Title - -A compilation of the recorded documents relating to a parcel of land from which 
an attorney may give an opinion as to the condition of title (a history of title) 
Acceleration Clause - -A condition in a loan contract that permits the lender to require immedi...
-
Champions Real Estate Finance Questions & Correct Answers/ Graded A+
- Exam (elaborations) • 37 pages • 2024
- Available in package deal
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- $13.49
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Loan-to-Value Ratio (LTV) 
: The percentage of the lesser of the appraised value or sales price that the lender will lend. 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the 
sales price or appraised value, whichever is lower. 
Package Mortgage 
: Includes both real and personal property ( fixtures and furnishings) 
Blanket Mortgage 
: Covers more than one piece of property. 
Wraparound Mortgage 
: Method of financing which preserves the low, exi...
-
MASTERY exam questions with 100% correct answers(graded A+).
- Exam (elaborations) • 182 pages • 2024
-
- $15.99
- + learn more
An open-end management company is a: 
 
 
 
 
A. 
mutual fund 
 
 
 
B. 
publicly traded fund 
 
 
 
C. 
fixed unit investment trust 
 
 
 
D. 
real estate investment trust 
A. 
mutual fund 
 
 
 
To impose the maximum sales charge, under FINRA rules, mutual funds must offer investors all of the following benefits EXCEPT: 
 
 
 
 
A. 
Breakpoints 
 
 
 
B. 
Plan Completion Insurance 
 
 
 
C. 
Rights of Accumulation 
 
 
 
D. 
Letter of Intent 
B. 
Plan Completion Insurance 
 
 
 
 
A closed-end...
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