Permissive policy - Study guides, Class notes & Summaries

California Life, Accident, and Health Licensing Already Graded A+ Co-insurance ️The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio ️The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy ️When a disability income policy provides coverage for injuries which occur on and off the job Most disability income policies are non occupatio...

RHIT Exam Ch. 14What process assists a health care facility in continuously looking at the ways that problems develop and seeking ways to prevent problems from happening in the future? A. utilization management B. quality control C. risk management D. performance improvement - correct answer D The Anesthesia Department is adding a new indicator to its plan. The Chief Anesthesiologist has come to you, the Director of Quality Management, to help her design a data collection meth...

What is an insurance solicitor authorized to do? - ANSWER-Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - ANSWER-A contract What does a Hospital Confinement indemnity policy pay for? - ANSWER-Pay a specified daily amount while the insured is confined to a hospital According to the California Insurance Code, how is the word "may" interpreted? - ANSWER-Permissive Which statement is CORRECT when describing a contract of adhes...

Florida Claims Adjuster Exam, 6-20 All Lines Adjuster-Florida Exams Questions & Answers 2023 The successful adjuster/negotiator should understand that communication includes all of thefollowing EXCEPT? Select one: A. Verbal and non-verbal messages B. Questioning C. Listening D. Decision-making - Decision-making Which of the following is not a duty of the claims adjuster? Select one: A. Investigating B. Evaluating C. Negotiating D. Counseling - Counseling The adjuster's duty to ...

Pediatric Nursing The Critical Components of Nursing Care 2nd Edition Rudd Test Bank Pediatric Nursing The Critical Components of Nursing Care 2nd Edition Rudd Test Bank 2nd Edition   Chapter 1. Issues and Trends in Pediatric Nursing MULTIPLE CHOICE 1. A nurse is reviewing changes in healthcare delivery and funding for pediatric populations. Which current trend in the pediatric setting should the nurse expect to find? a. Increased hospitalization of children b. Decreased number of uninsured ch...

Florida Claims Adjuster Exam Review (6-20 All Lines Adjuster) 2023 EXAM QUESTIONS AND ANSWERS LATEST UPDATE Peril (Ans- Something that causes a loss. Hazard (Ans- Something that increases the probability that a loss will occur. Warranty (Ans- A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation (Ans- An untrue statement by the insured, made in an application for insurance but which d...

Which of the following statements can always be made by an agent during a tax qualified Long Term Care insurance policy presentation: - ANSWER-The plan may receive federal and state tax advantages As used in the California Insurance Code the use of the word "may" is: - ANSWER-Permissive Which of the following statements can always be made by an agent during a tax qualified Long Term Care insurance policy presentation: - ANSWER-The plan may receive federal and state tax advantages When...

according to the CA department of Insurance which term is mandatory? - CORRECT ANSWER Shall According to the CA department of Insurance which term is permissive - CORRECT ANSWER May when advertising on the internet in CA. An agent or broker must provide all the following except? - CORRECT ANSWER Expiration date of License why is having a large number of similar exposure units important to insurers? - CORRECT ANSWER the greater the number of insured's the more accurately the insurer...

The more times an event is repeated, the more predictable the outcome becomes. This is an example of - ANSWER-%1. the law of large numbers. Insurer expenses include all of the following EXCEPT - ANSWER-2. policy premiums. What rule is used to determine the importance of a representatio - ANSWER-• 3. The materiality of concealment. The increase in the probability of a loss resulting from an insured's dishon tendencies is known as - ANSWER-VO 3. moral hazard. A person who acts, offe...

Which of the following information security elements ensures that the information is accessible only to those who are authorized to have access? A authenticity B confidentiality C integrity D availability correct answer: B Identify the information security element that determines trustworthiness of data or resources in terms of preventing improper and unauthorized changes. A integrity B availability C authenticity D non-repudiation correct answer: A John, a security professio...