Personal auto coverages Study guides, Class notes & Summaries

Guarantee ExamFX, Idaho Personal Lines Simulation Exam with Complete Solutions In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 1. Zero 2. One 3. Two 4. Three one In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 1. A trailer owned by the insured. 2. A farm i...

Commercial Casualty II – CISR Exam Questions and Answers 100% Pass In BAP what does liability section provide protection from claims for? - Correct Answer ️️ -Bodily Injury and Property Damage for which insured is legally responsible for. In BAP physical damage section what type of protection? - Correct Answer ️️ - provides coverage for damage to or loss of an insured's covered auto. What other BAP coverages can be added by endorsement? - Correct Answer ️️ - Medical payment...

Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an accident. Which of the following statements about coverage under the parents' personal auto policy is CORRECT? A) Bobby is covered by his parents' policy because he is included in the definition of named insured. B) Bobby is not covered for this accident because he used the car without permission. C) Bobby is not covered ...

NY P&C EXAM QUESTIONS AND ANSWERS ALREADY PASSED Under the Equipment Breakdown Coverage Form, which of the following describes expediting expenses? Payment for repairs which accelerate the period of restoration Expediting expenses are those which hasten the period of restoration. By getting the business up to speed more quickly, these expenses are offset by the ability to generate revenue sooner. Which of the following is covered by Coverage E of the Farm Property Coverage Part? Sch...

RMIN 4000 Exam 3 - Topics 8,9,10 Questions & Answers How long is an auto insurance policy? - ANS-usually 6 or 12 months Who writes auto insurance policies? - ANS-ISO What is ISO? - ANS-Insurance Services Office Five General Types of Coverage for Auto Insurance - ANS-1. Liability 2. Uninsured Motorist 3. Medical Payments 4. Damage 5. Convenience Coverage When is liability coverage implemented in auto? - ANS-when you have a liability to a 3rd party for property damage (PD) or bodily in...

WV P&C Insurance Exam Study Questions with Certified Solutions The insured auto dealer has opted to include part IV - garage physical damage coverage to her policy. Which of the following symbols must be indicated on the declarations page of the policy for physical damage coverage to apply? Symbol 31 What is the West Virginia individual agent/producer license fee? $50 Under a commercial property policy, all of the following types of outdoor property are covered under the additional ...

PA Appraisal License 16-20 Auto Physical Damage Exam Questions And Answers Latest (Graded) In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: - Answer Medical Information The device that synchronizes the spark plug firing sequence is: - Answer Camshaft Sensor If an insured fail to report a claim in a timely fashion the adjuster will usually: - Answer Send the insured a reservation of rights letter When using a dedicated bench fixture to m...

In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 1. Zero 2. One 3. Two 4. Three correct answer: one In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 1. A trailer owned by the insured. 2. A farm implement being towed behind the insured's pickup. 3. A nonowned temporar...

NJ Property, Casualty, and Auto Licensing Exam Latest Version Graded A+ Insuring Agreement company's obligation to pay, includes the perils and coverage for specific or named peril policies Exclusions what the policy will not pay for Definitions names of the persons insured in addition to the named insured are listed here, along with any other (blank) of terms in the policy Additional Coverage coverages under a policy that are provided by the insurer at no extra cost Casua...

Texas Property and Casualty Insurance Exam Questions with 100% Correct Answers The list of perils covered under a policy is found in which part of the policy Insuring agreement 3 multiple choice options Which of the following statements pertaining to insurance companies is CORRECT? The primary purpose of a stock company is to earn profit for its stockholders. 3 multiple choice options The business Auto Coverage Form uses symbols to denote the vehicles to which each of the policy'...