Personal lines california - Study guides, Class notes & Summaries
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California Property and Casualty Insurance Exam Questions and Answers 100% Pass
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California Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
What is the required rate discount under a Good Driver Discount policy? - Correct 
Answer ️️ -20% below the rate the insured would have been otherwise charged for the 
same coverage 
All the following are authorized activities for the Limited Automobile Insurance Agent 
EXCEPT if the agent - Correct Answer ️️ -Charges and collects a brokers fee for 
service 
What is the procedure for refusing uninsured moto...
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Exam Fx property and casualty Questions and Answers 100% Pass
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Exam Fx property and casualty 
Questions and Answers 100% Pass 
1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - Correct Answer ️️ -2. Coverage by 
endorsement. 
2. Personal business property out in the open is covered under Commercial Property 
Policy only while 
(Choose from the following options) 
1. Withi...
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Fred Loya Limited Lines State Test Questions With Verified Answers
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Fred Loya Limited Lines State Test 
Questions With Verified Answers 
What course of action does a party to a contract have if the other party is found to be in breach of 
that contract? - answerDamages for breach, reasonable attorney fees, and costs. 
A representation in an insurance contract qualifies as of the following? 
-an amendment 
-an expressed warranty 
-a policy provision 
-an implied warranty - answerimplied warranty 
What does it mean if an agent's license is inactive? - answerthe a...
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CA Property and Casualty Insurance Practice Exam Complete Solution
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CA Property and Casualty Insurance Practice Exam Complete Solutions 
Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to 
Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in the FAIR...
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California Personal Lines Broker Test Questions with 100% Correct Answers | Verified | Latest Update
- Exam (elaborations) • 106 pages • 2024
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1.	A-1. Insurance is a contract whereby one undertakes to indemnify another against 
ANS Damage 
2.	A-2. A peril is 
ANS The actual cause of a loss. 
3.	A-3. The uncertainty or chance of a loss occurring is known as 
ANS Risk 
4.	A-4. Which are the main types of risks? 
ANS Pure and Speculative 
5.	A-5. A hazard is best defined as 
ANS Anything that increases the chance of loss or severity of loss due to a peril. 
6.	A-6. A hazard that deals with a person`s mental attitude, behavior and habits i...
Too much month left at the end of the money?
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Exam Fx property and casualty Questions and Answers 100% Pass
- Exam (elaborations) • 248 pages • 2024
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Exam Fx property and casualty 
Questions and Answers 100% Pass 
1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - Correct Answer ️️ -2. Coverage by 
endorsement. 
2. Personal business property out in the open is covered under Commercial Property 
Policy only while 
(Choose from the following options) 
1. Withi...
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CA Property and Casualty Insurance Practice Exam with Verified Solutions 2024
- Exam (elaborations) • 30 pages • 2024
- Available in package deal
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- $11.49
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CA Property and Casualty Insurance 
Practice Exam with Verified Solutions 2024 
Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to 
Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in the FAIR...
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TSI Testing 126 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 27 pages • 2023
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TSI Testing 126 Questions with Verified Answers 
 
In 2010, talk show host Oprah Winfrey and novelist Jonathan Franzen kissed and made up after a nine-year feud. In 2001, Franzen was disinvited from appearing on Winfrey's TV show to pitch his novel The Corrections after he made it clear that he was unhappy about the book's being chosen for the Oprah Book Club. Describing his work as 
"in the high-art literary tradition," Franzen said he didn't want to be associated with the Club, which he a...
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P+C practice test questions and answers 100% score
- Exam (elaborations) • 19 pages • 2024
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P+C practice test questions and answers 100% score 
Which type of protection can a casualty licensee offer in addition to protecting against 
loss or damage of property? - Correct Answer ️️ -They can provide coverage to protect 
against legal liability. 
The Managing General Agent negotiates and binds ceding insurance on behalf of 
whom? - Correct Answer ️️ -The insurer 
Who is able to place business through the California Automobile Assessed Risk 
Program? - Correct Answer ️️ -only ...
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California Personal Lines Broker Test QUESTIONS AND ANSWERS BEST Attained Grade A+ GUARANTEED SUCCESS LATEST UPDATE 2024 / 2025
- Exam (elaborations) • 106 pages • 2024
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California Personal Lines Broker Test QUESTIONS AND ANSWERS BEST Attained Grade A+ GUARANTEED SUCCESS LATEST UPDATE 2024 / 2025
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