Property insurance poli - Study guides, Class notes & Summaries
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PROPERTY AND CASUALTY INSURANCE EXAM WITH VERIFIED ANSWERS
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PROPERTY AND CASUALTY INSURANCE EXAM WITH VERIFIED ANSWERS 
1. Specific insur- 
ance 
2. Blanket insur- 
ance 
This type of insurance designates a particular item to be 
insured 
This type of insurance covers more than one item of 
property at a single location or one more items of prop- 
erty at multiple locations. 
3. Speculative possibility of both gain and loss. Not insurable. 
4. Pure only the possibility of loss. Insurable. 
5. What are the 5 
methods of man- 
aging or handling 
risk? 
avo...
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Texas Property and Casualty Insurance Policies. (State Test) 2024
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The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? - Correct Answer 1 Year 
 
Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? - Correct Answer Moto truck cargo policy- truckers form 
 
In which of the following types of property valuation will the policy pay the full value specified on the policy schedule, regardless of the insured property's appreciatio...
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CPCU 500 3rd Edition Final Practice exam 1 2023 with 100% correct answers
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Risk involves the possibility of a negative outcome. Possibility means - correct answer -That an outcome may or may not occur. 
 
Risk can be classified as subjective or objective. Which one of the following statements is correct with respect to these risk classifications? - correct answer -Subjective risk can exist even where objective risk does not. 
 
The concept of correlation, in the context of why enterprise risk management works, - correct answer -Is the proposition that correlation incre...
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Texas Property and Casualty Insurance Policies Exam 2023
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Texas Property and Casualty Insurance Policies Exam 2023 
 
The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? - 1 Year 
 
Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? - Moto truck cargo policy- truckers form 
 
In which of the following types of property valuation will the policy pay the full value specified on the policy schedule, regardless of the i...
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Webce life health Florida Exam| 281 questions| with complete solutions
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Rory's parents offered to buy him a new car to take to college, but Rory turned them down because he was afraid the car would be stolen or damaged if he parked it on campus. In deciding not to own a car, what risk management technique did Rory employ? CORRECT ANSWERS: risk avoidance 
 
Which of the following is most likely to be an insurable risk? CORRECT ANSWERS: The chance that a fire will destroy a building 
 
Theodore pays an annual premium to the insurance company that covers many of the...
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Texas Property and Casualty Insurance Policies. (State Test) Questions with 100% Correct Answers
- Exam (elaborations) • 3 pages • 2024
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Texas Property and Casualty Insurance Policies. (State Test) Questions with 100% Correct Answers 
The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? 
1 Year 
 
 
Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? 
Moto truck cargo policy- truckers form 
 
 
In which of the following types of property valuation will the policy pay the full value specified on ...
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AINS 102 Review Questions with 100% Verified Answers
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Steve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: 
Select one: 
A. Their cars 
B. Personal Liability 
C. The house 
D. The contents of the house - A 
 
The insuring agreement of a homeowners policy specifies that 
Select one: 
A. The insurer will provide policy coverage in return for the premium and complianc...
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FLORIDA 4-40 TEST QUESTIONS AND ANSWERS
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FLORIDA 4-40 TEST QUESTIONS AND ANSWERS 
 
 
1.	Transferring the risk to an insurance company is known as what?: Insurance 
2.	When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what?: Endorsement 
3.	George and Sandy only home which was damaged by fire who has insurable interest: George and Sandy 
4.	What is the most common loss settlement valuation in the property poli- cies?: Actual cash value...
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FLORIDA 4-40 TEST QUESTIONS AND ANSWERS
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FLORIDA 4-40 TEST QUESTIONS AND ANSWERS 
 
 
1.	Transferring the risk to an insurance company is known as what?: Insurance 
2.	When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what?: Endorsement 
3.	George and Sandy only home which was damaged by fire who has insurable interest: George and Sandy 
4.	What is the most common loss settlement valuation in the property poli- cies?: Actual cash value...
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NC LIFE INSURANCE QUESTIONS AND ANSWERS ALREADY PASSED
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NC LIFE INSURANCE QUESTIONS AND 
ANSWERS ALREADY PASSED 
Unilateral - Answer ️️ -All personal insurance contracts are referred to as _______ contracts 
because only one party writes the contract without imput from the other party. 
Alien - Answer ️️ -an insurer incorporated or organized in another country, but has operations 
in the state of North Carolina 
Foreign - Answer ️️ -an insurer incorporated and domiciled in another state other than North 
Carolina but is doing business in ...
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