Texas real estate finance - Study guides, Class notes & Summaries

Why do lenders collect reserve funds at the property closing? A) To get a higher yield in their investment B) To be sure money will be available for tax and insurance purposes C) To have extra money that will accrue interest D) To hedge against increases in taxes or insurance premiums - Answer B) To be sure money will be available for tax and insurance payments The cost recovery period for land improvements is how long? A) 15 years B) 25 years C) 27.5 years D) 30 years - Answer ...

Texas Real Estate Finance Exam with complete solution

TEXAS REAL ESTATE FINANCE EXAM 2024| REAL EXAM QUESTIONS AND CORRECT ANSWERS

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Which of the following is CHATTEL - Answer A. Detached garage B. Attached satellite dish owned by the seller. C. WASHER/DRYER - CORRECT D. In-ground pool Allows for unequal shares of ownership. - Answer A. TENANTS IN COMMON - CORRECT B. Joint Tenancy C. Tenancy by the entirety D. Freehold estates Defined as a social science that studies how individuals, governments, firms, and nations make choices on allocating scarce resources to satisfy their unlimited wants. - Answer A. Fin...

Commercial Real Estate SAE - Champion's School of Real Estate 495 Questions with Verified Answers Productivity Management - CORRECT ANSWER Measuring the results from the use of available systems and tools for prospecting activities CRM - CORRECT ANSWER Contact Relationship Manager, a tool used to automate prospecting tasks and manage leads Geographic farming - CORRECT ANSWER A particular area that may include neighborhoods that a sales agent or broker markets for the solicitation of bu...

Texas Real Estate Finance Final Ex Why do lenders collect reserve funds at the property closing? A) To get a higher yield in their investment B) To be sure money will be available for tax and insurance purposes C) To have extra money that will accrue interest D) To hedge against increases in taxes or insurance premiums - ANSWERSB) To be sure money will be available for tax and insurance payments The cost recovery period for land improvements is how long? A) 15 years B) 25 years C) 2...

Which of the following is true of a VA hybrid loan? - Answer It converts to fixed rate loans after three years. What is not part of the required lender disclosures? - Answer Number of loans originated to women. What is the minimum down payment that allows a borrower to avoid buying mortgage insurance premium (MIP)? - Answer 20%

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