Test Bank for Personal Financial Planning 14th Edition By Randy Billingsley; Lawrence J. Gitman; Michael D. Joehnk Chapter 1-15 Complete Guide 6613, 9 1: Understanding the Financial Planning Process 2: Using Financial Statements and Budgets 3: Preparing Your Taxes 4: Managing Your Cash and Savings 5: Making Automobile and Housing Decisions 6: Using Credit 7: Using Consumer Loans 8: Insuring Your Life 9: Insuring Your Health 10: Protecting Your Property 11: Inv...