Accelerated benefits ride - Study guides, Class notes & Summaries

Iowa Life Insurance: Final Exam Questions with Verified Answers Group Life Insurance life insurance that provides a master policy for a group; each eligible group member receives a certificate of insurance Individual Life Insurance purchased by individuals; usually greater face value Permanent Life vs. Term Life Perm Life: whole life insurance that is effective for the entire life of the insured up to age 100. Term Life: insurance that is effective for a temporary time period, designated by th...

State Farm Exam With 100% Correct And Verified Answers 2024

which of the following situations presents a situation of pure risk? -knowing that his family is depending on him, Frank wants to insure his life -wanting to increase his retirement savings, Saul invests his life savings in the stock market -Ralph takes a second mortgage on his house and uses the proceeds to gamble -wanting better job security, Ron cashes in his life insurance to start his own business - Answer- knowing that his family is depending on him, Frank wants to insure his own lif...

webce Exam questions and Answers which of the following situations presents a situation of pure risk? -knowing that his family is depending on him, Frank wants to insure his life -wanting to increase his retirement savings, Saul invests his life savings in the stock market -Ralph takes a second mortgage on his house and uses the proceeds to gamble -wanting better job security, Ron cashes in his life insurance to start his own business - Correct answer knowing that his family is dependin...

james bought a life insurance policy 18 months ago. If he commits suicide today, what, if anything, would the insurer be obligated to pay the beneficiary? -the full death benefit -the death benefit minus premiums paid -refund of the premiums paid -nothing - ANSWER If you commit suicide within 2 years after purchasing a life insurance policy, the insurer is obligated to only refund the premiums paid to your beneficiary. in some states, employers can buy group life insurance for their emp...

CRRN Exam 652 Questions with Verified Answers Ethical dilemma - CORRECT ANSWER When a person or group is forced to choose between 2 equally difficult actions because they are both right or they are both wrong, or both contain uncertainty Code of Ethics - CORRECT ANSWER Established by ANA; Provides a framework for nurses to use in ethical analysis and decision making; 9 provisions living will - CORRECT ANSWER Legal document that allows a person to make his or her wished regarding medical...

LIFE, ACCIDENT & HEALTH AGENT EXAM Which settlement option allows only the death benefit EARNINGS to be paid to the beneficiary? Interest Option (Interest-Only) Common policy riders - life policy waiver of premium cost of living accidental death & dismemberment (all of the above) concept of medical expense benefits based upon charges for like services in the same geographical area usual, customary & reasonable charges NOT a type of group disability insurance policies any occupation ...

Life Insurance Primerica Questions and Answers 2023 401 k plan A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit Policy provision that allows full or partial payment o...

1 NSG 6440 Predictor test Typed Pre-Predictor 1) A 15 years old high school student with a mild sore throat and low-grade fever that has persisted for about 3 weeks. She reports general malaise, fatigue, and loss of appetite. The NP suspects mononucleosis. Which of the following is the LEAST appropriate intervention? a. Palpate the lymph nodes and spleen b. Examine the posterior oropharynx for petechiae c. Obtain a CBC, throat culture, and heterophil antibody test. d. Obtain an urina...

St. john's Wort supplement used for depression and mental health Ginko supplement for memory; treat altitude sickness (prevention), cerebral vascular insufficiency, cognitive disorders, dementia, dizziness/vertigo, intermittent claudication, macular degeneration/glaucoma, memory loss, premenstrual syndrome, SSRI-induced sexual dysfunction, and as a vasodilator Black Cohosh supplement used for menopausal symptoms; commonly used for symptoms of menopause, premenstrual syndrome (PMS...