Ains 102 exam 2024 Study guides, Class notes & Summaries
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AINS 102 Exam Questions with 100% Correct Answers |Latest 2024/2025.
- Exam (elaborations) • 16 pages • 2024
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Which one of the following is considered real property? 
Select one: 
A. An automobile 
B. A house 
C. Furniture 
D. A motorhome ️ B 
The Davis family suffered extensive fire damage to its home and was 
temporarily unable to inhabit it. The family was forced to rent a hotel room 
while its home was under repair. The cost incurred to rent the hotel room is 
referred to as which one of the following outcomes of loss? 
Select one: 
A. Lost income 
B. Increased expenses 
C. Reduction in value of p...
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AINS Practice questions for AINS 102 Exam Questions and Answers Verified by Expert | Update 2024
- Exam (elaborations) • 37 pages • 2024
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AINS Practice questions for AINS 102 Exam Questions and Answers Verified by Expert | Update 2024
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AINS 102 Exam |150 sample Questions with Verified Answers | Latest 2024/2025
- Exam (elaborations) • 27 pages • 2024
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Property loss exposure ️ A condition that presents the possibility that a 
person or an organization will sustain a loss resulting from damage 
(including destruction, taking, or loss of use) to property in which that 
person or organization has a financial interest. 
Real property (realty) ️ Tangible property consisting of land, all 
structures permanently attached to the land, and whatever is growing on 
the land. 
Personal property ️ All tangible or intangible property that is not real ...
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AINS 102 (New 2023/ 2024 Update) Understanding Personal Insurance Exam Practice _ Questions and Verified Answers_ 100% Correct_ Grade A
- Exam (elaborations) • 55 pages • 2023
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AINS 102 (New 2023/ 2024 Update) 
Understanding Personal Insurance Exam 
Practice _ Questions and Verified Answers_ 
100% Correct_ Grade A 
 
QUESTION 
 Coverage F—Medical Payments to Others in the homeowners policy applies to bodily injury to 
a residence employee in all of the following situations, EXCEPT: 
Select one: 
A. The residence employee is away from the insured location and is not working 
B. The residence employee is on the insured location but is not working 
C. The residence e...
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AINS 102 (New 2023/ 2024 Update) Understanding Personal Insurance Exam Prep_ Questions and Verified Answers_ 100% Correct
- Exam (elaborations) • 43 pages • 2023
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AINS 102 (New 2023/ 2024 Update) 
Understanding Personal Insurance Exam 
Prep_ Questions and Verified Answers_ 
100% Correct 
QUESTION 
 Real property (realty) 
 
 
Answer: 
Tangible property consisting of land, all structures permanently attached to the land, and 
whatever is growing on the land. 
 
 
 
QUESTION 
 Reinsurance 
 
 
Answer: 
The transfer of insurance risk from one insurer to another through a contractual agreement under 
which one insurer (the reinsurer) agrees, in return fo...
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam Prep| Questions and Verified Answers| 100% Correct
- Exam (elaborations) • 40 pages • 2023
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam Prep| Questions and Verified Answers| 100% Correct 
 
Q: General damages 
 
 
Answer: 
A monetary award to compensate a victim for losses, such as pain and suffering, that do not involve specific, measurable expenses. 
 
 
 
Q: HO-3 Special Form 
 
 
Answer: 
Coverage for owner-occupants, providing open perils coverage on buildings and specified perils coverage on personal property. 
 
 
 
Q: Hull insurance 
 
 
Answer: 
I...
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AINS 102 Exam Prep Questions with Approved Answers | latest 2024/2025
- Exam (elaborations) • 17 pages • 2024
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Patrick's car is 12 years-old and has been driven for over 100,000 miles. He 
has decided that instead of continuing to pay insurance premium for 
coverage for property damage to his car, he will put the money aside to 
save for a new car. Which one of the following risk management techniques 
is Patrick using? 
Select one: 
A. Diversification 
B. Retention 
C. Avoidance 
D. Loss reduction ️ B 
Which one of the following statements regarding assets exposed to loss is 
true? 
Select one: 
A. R...
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AINS 102 EXAM (UNDERSTANDING PERSONAL INSURANCE EXAM) ACTUAL EXAM 150 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS)
- Exam (elaborations) • 18 pages • 2024
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AINS 102 EXAM (UNDERSTANDING PERSONAL INSURANCE EXAM) ACTUAL EXAM 150 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS)
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 52 pages • 2023
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AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Courtney drove her car home after spending an afternoon celebrating with some friends at a bar. She ran through a stop sign at a high speed and struck a van carrying a mother and two children. The van was totaled and all of the family members in the van were injured and hospitalized. The youngest child was severely injured and spent 3 months in the hospital and ...
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