Arm disclosur Study guides, Class notes & Summaries
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![NMLS EXAM 2023 -2024 QUESTIONS AND ANSWERS LATEST UPDATED](/docpics/4235249/65a562900abb5_4235249_121_171.jpeg)
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NMLS EXAM 2023 -2024 QUESTIONS AND ANSWERS LATEST UPDATED
- Exam (elaborations) • 12 pages • 2024
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NMLS EXAM QUESTIONS AND ANSWERS LATEST UPDATED 
Fraud for money Laundering 
-Criminal uses scheme known as value tampering 
-Criminal offers to buy house at reduced rate 
-Seller must sell at appraised value on paper, but after closing, seller give the criminal the difference in cash. 
 
 
 
Adverse Action 
An unfavorable credit decision rendered against a consumer made on 
the basis of information contained on the credit application. If a lender takes adverse 
action against an applicant, the ...
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