Ca life insurance Study guides, Class notes & Summaries
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![Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)](/docpics/3108295/64bafc2a8f449_3108295_121_171.jpeg)
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
![CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023](/docpics/3481956/650d6fbba7733_3481956_121_171.jpeg)
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
![CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST](/docpics/4206880/65a12361a0796_4206880_121_171.jpeg)
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
![Primerica Life Insurance Exam Questions and Answers Already Passed](/docpics/642ddc766b4d8_2558503.jpg)
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Primerica Life Insurance Exam Questions and Answers Already Passed
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Primerica Life Insurance Exam Questions and Answers Already Passed 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization d. stock A. mutual 
funds not paid out after paying claims and other operating costs are returned to the po...
![PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023](/docpics/63e4d50d41065_2353097.jpg)
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2023 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
CA Life Insurance Bundled Exams Questions and Answers (2022/2023) 100% Pass
![Primerica Life Insurance Exam 2023 Guaranteed Pass,you should study this](/docpics/6401443eec358_2430470.jpg)
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Primerica Life Insurance Exam 2023 Guaranteed Pass,you should study this
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Primerica Life Insurance Exam 2023 Guaranteed Pass,you should study this
![CA Life Insurance | Questions with 100% correct answers | verified](/docpics/2995683/64a06a22d13c8_2995683_121_171.jpeg)
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CA Life Insurance | Questions with 100% correct answers | verified
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A key person is typically all of the following, except: - -Not directly involved in sales, production, or 
service 
Key persons are employees whose contributions have a significant impact on the revenue and 
profitability of the company, especially in small businesses. They are typically: part of the management 
team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct 
responsibilities for sales, production, or service. 
Which one of the following is not...
![Primerica Life Insurance Exam: Questions & Answers: Latest Updated A+ Guide Solution](/docpics/2964278/649952e404ed4_2964278_121_171.jpeg)
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Primerica Life Insurance Exam: Questions & Answers: Latest Updated A+ Guide Solution
- Exam (elaborations) • 59 pages • 2023
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An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock 
 (Ans- A. mutual 
 
funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. if all funds are...
![Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct](/docpics/2933679/6491fc6624092_2933679_121_171.jpeg)
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
- Exam (elaborations) • 62 pages • 2023
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
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