Disability income rider - Study guides, Class notes & Summaries
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
- Exam (elaborations) • 84 pages • 2023
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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South Carolina Insurance Exam 2024 with 100% correct answers
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - correct answer Nonconcellable 
 
What is the required action to be taken by a South Carolina li...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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Ohio Health Insurance Exam Questions and Answers 100% Correct
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Ohio Health Insurance Exam Questions and Answers 100% Correct 
Bryce purchased a disability income policy with a rider that guarantees him the option of purchasing additional amounts of coverage at predetermined times without requiring to provide evidence of insurability. What kind of rider is this? 
A.) Guaranteed insurability rider 
B.) Additional coverage rider 
C.) Paid-up option rider D.) Extended insurability rider Guaranteed insurability rider 
All of the following are included as part of...
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
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Kentucky Health Insurance Exam | Study Questions and Verified Answers| 100 % Correct| Grade A (New 2024/ 2025 Update)
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Kentucky Health Insurance Exam | Study 
Questions and Verified Answers| 100 % 
Correct| Grade A (New 2024/ 2025 Update) 
 
QUESTION 
 Individuals who itemize deductions can claim deductions for medical expenses not covered by 
health insurance that exceed what percent of their adjusted gross income? A. 5% B. 7% C. 10% 
D. 15% 
 
 
Answer: 
C. 10% 
 
 
 
QUESTION 
 What is another name for an Administrative Services only arrangement? A. Self funding B. 
Third party administrator C. A modifie...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
- Exam (elaborations) • 22 pages • 2024
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
- Exam (elaborations) • 30 pages • 2023
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
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South Carolina Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 18 pages • 2024
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South Carolina Insurance Exam 
Questions and Answers Already Passed 
 
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the 
time of purchase? Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? Family term 
insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Nonconcellable 
 
What is the required action to be taken by a...
-
Wisconsin Life Insurance Exam Questions With 100% Correct Answers
- Exam (elaborations) • 28 pages • 2024
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Wisconsin Life Insurance Exam 
Questions With 100% Correct Answers 
A 60-year-old participant in a 401(k) plan takes a distribution and rolls it over to an IRA 
within 60 days. Which of the following is true? 
a) The amount of the distribution is reduced by the amount of a 20% withholding tax 
b) No taxes are due since the plan participant is over age 59 1/2 
c) There is a 10% early withdrawal penalty 
d) The amount distributed is subject to ordinary income tax - a 
A claimant, whi is to...
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