Life agent insur - Study guides, Class notes & Summaries
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North Carolina Life Agent Insurance License Exam Review Questions & Answers 2016/17
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Final Exam: California Life, Accident, and Health Insurance 2023 with complete solution
- Exam (elaborations) • 18 pages • 2023
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Final Exam: California Life, Accident, and Health Insurance 2023 with complete solution 
1.	What is considered the most common type of specified disease insurance policy?: Cancer 
2.	Minimum participation standards exist for a group health insurance plans in order to: Prevent Adverse Selection 
3.	How does underwriting differ between group life and individual life insur- ance?: Medical questions must be answered on individual life insurance 
4.	when handling premiums for an insured an agent is a...
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Tennessee Life Insurance exam 2024 with 100% correct answers
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Tennessee Life Insurance exam 2024 with 100% correct answers 
 
 
An insured purchased a Life Insurance policy. The agent told him that depending upon the company's investments and expense factors, the cash values could change from those shown in the policy at issue time. The policy is a/an - correct answer interest-sensitive whole life 
 
Which of the following is NOT true of life settlements? - correct answer the seller must be terminally ill 
 
The paid-up addition option uses the dividend -...
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1 OHIO LIFE INSURANCE EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE/
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1 OHIO LIFE INSURANCE EXAM REVIEW QUESTIONS AND 
ANSWERS, 100% ACCURATE/ 
To qualify for appointment of agent - -18 YOA, US citizenship not required, no minimum residency 
Original certificate good for.... - -180 days 
Renewal for license - -beinnially on birth month, $5 fee 
Types of risk - -Pure risk - covered by insurance 
Speculative risk - not covered (gambling) 
How to handle risk - -avoid it 
retain it - self insurance 
reduce it 
share it 
transfer it - buy insurance, spreads risk to l...
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PSI Practice Exam questions and answers
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"Person" means all of the following EXCEPT - CORRECT ANSWER-an 
organizational trust 
What is a solicitor employed to do for a policy other than life? - CORRECT 
ANSWER-To aid a property and casualty agent or broker in transacting 
insurance. 
When examination of an insurer shows the insurer to be insolvent and a danger 
to the public, which authority is granted to the Commissioner by the CIC? - 
CORRECT ANSWER-The commissioner may take possession of offices, books 
and property immediately wi...
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Florida 2-15 Insurance License Exam
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Florida 2-15 Insurance License Exam 
Accumulation units are converted into 
annuity units: 
A group life insurance plan in which the 
employer pays the entire premium is 
known as a plan. 
If a disabled worker covered under So- 
cial Security disability benefits recovers 
and then is disabled again within five 
years, a new waiting period is required 
before benefits begin again. 
Robert had an accident and qualified 
for Social Security disability. Given the 
waiting period, when will Robert be...
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52 Hour California Life, Accident And Health Course Questions And Answers
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52 Hour California Life, Accident And Health Course Questions And Answers 
When an insurer can no longer meet its financial obligations when they are due, the insurer is considered to be: 
 Correct Answer: 
Insolvent 
Explanation: 
Insolvency means any impairment of required minimum paid-in capital or the inability of the insurer to meet its 
financial obligations when they are due. 
#9Question #121863 
An appointment as an agent of an insurer becomes effective on the date it is: Correct Answer:
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Final Exam Florida Life & Health Insurance SF 8/17 | latest edition 2023/24
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Final Exam Florida Life & Health Insurance SF 8/17 | latest edition 2023/24 
 
The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the: - Cost of insurance". The Universal Life Policy is called an unbundled Life Policy because the policyholder can see the expense charges, the interest earned, and the cost of insurance. 
What is the Suicide provision designed to do? - safeguard the insurer from an applicant...
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Florida Health Insurance Exam Questions And Answers (Verified And Updated)
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Florida Health Insurance Exam Questions 
And Answers (Verified And Updated) 
Consideration - answerIt is the binding force in any contract. Something of value that each 
party gives to the other. Insurer's is the promise to pay for losses; insured's is the premium and 
statements on the application. 
Representations - answerstatements believed to be true to the best of one's knowledge, but 
they are not guaranteed to be true. 
The Insured's statements on the application are _________________...
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Florida Health Insurance Exam Questions And Answers (Verified And Updated)
- Exam (elaborations) • 12 pages • 2024
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Florida Health Insurance Exam Questions 
And Answers (Verified And Updated) 
Consideration - answerIt is the binding force in any contract. Something of value that each 
party gives to the other. Insurer's is the promise to pay for losses; insured's is the premium and 
statements on the application. 
Representations - answerstatements believed to be true to the best of one's knowledge, but 
they are not guaranteed to be true. 
The Insured's statements on the application are _________________...
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TEXAS LIFE HEALTH INSURANCE ACTUAL EXAM 2024-2025 LATEST VERSION WITH 100 QUESTIONS AND CORRECT ANSWERS/ TEXAS LIFE AND HEALTH INSURANCE REAL EXAM QUESTIONS AND ANSWERS (BRAND NEW!!)
- Exam (elaborations) • 44 pages • 2024
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TEXAS LIFE HEALTH INSURANCE ACTUAL EXAM LATEST VERSION WITH 100 QUESTIONS AND CORRECT ANSWERS/ TEXAS LIFE AND HEALTH INSURANCE REAL EXAM QUESTIONS AND ANSWERS (BRAND NEW!!)
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