Lifeinsurance Study guides, Class notes & Summaries
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![Test Bank - Personal Financial Planning ED.15 by Randy Billingsley, Lawrence J. Gitman & Michael D. Joehnk- Complete Elaborated and Latest Test Bank. ALL Chapters(1-15) included - Updated for 2023](/docpics/1417614/65abd789a7ebd_1417614_121_171.jpeg)
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Test Bank - Personal Financial Planning ED.15 by Randy Billingsley, Lawrence J. Gitman & Michael D. Joehnk- Complete Elaborated and Latest Test Bank. ALL Chapters(1-15) included - Updated for 2023
- Exam (elaborations) • 455 pages • 2021
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Test bank based on Personal Financial Planning ED.15 by Randy Billingsley, Lawrence J. Gitman & Michael D. Joehnk 
Test Bank - Personal Financial Planning ED.15 by Randy Billingsley, Lawrence J. Gitman & Michael D. Joehnk- Complete Elaboerated and Latest Test Bank. ALL Chapters(1-15) included - Updated for 2023 
 
#Billingsley #Gitman #Joehnk 
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#Hea...
![Florida Life and Variable Annuity 100% Correct](/docpics/642fdc49d98c5_2564664.jpg)
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Florida Life and Variable Annuity 100% Correct
- Exam (elaborations) • 7 pages • 2023
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peril - ANSWER the immdeiate specific event causing loss and giving rise to risk 
 
hazard - ANSWER any factor that gives rise to a peril 
 
physical hazard - ANSWER individual characteristics that increase chance of peril 
*physical condition, past medical history, condition at birth 
 
moral hazard - ANSWER tendencies that people may have that increase risk and chance of loss *drug addiction and alcholism 
 
morale hazard - ANSWER individual tendencies that arise from an attitude or state of m...
![Texas Life and Health Insurance Exam 2024 Questions And Answers with complete solution (Graded A+)](/docpics/5533749/665f20c077475_5533749_121_171.jpeg)
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Texas Life and Health Insurance Exam 2024 Questions And Answers with complete solution (Graded A+)
- Exam (elaborations) • 28 pages • 2024
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At what point must a life insurance applicant be informed of their rights that fall 
underthe Fair Credit Reporting Act? - CORRECT ANS Upon 
completion of the application 
Who elects the governing body of a mutual insurance company? - 
CORRECT 
ANSpolicyholders 
An insurance applicant MUST be informed of an investigation regarding 
his/her reputation and character according to the - CORRECT ANS 
Fair Credit ReportingAct 
What type of reinsurance contract involves two companies automatically ...
![Alabama Life Insurance Exam questions with answers 2024](/docpics/5413737/664f29e9617b9_5413737_121_171.jpeg)
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Alabama Life Insurance Exam questions with answers 2024
- Exam (elaborations) • 14 pages • 2024
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A ____________ company is one that is domiciled in another state and has Not 
received a license to do business in Alabama. - ANSWERS Foreign Nonamitted 
A 15-year mortgage - ANSWERS 15 year decreasing term 
A collateral assignment allows a policy owner to assign: - ANSWERS A portion of the 
policy provides to the assignee 
A cross purchase buy-see agreement is in place of ABC Company four founding 
partners. What would this agreement require if the agreement is funded with individual 
life ...
![WEBCE Life And Health (281 Questions) With 100% Correct Verified Answers GRADED A](/docpics/4011536/6578b851de35e_4011536_121_171.jpeg)
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WEBCE Life And Health (281 Questions) With 100% Correct Verified Answers GRADED A
- Exam (elaborations) • 40 pages • 2023
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WEBCE Life And Health (281 Questions) With 100% Correct Verified Answers 
GRADED A 
Representations and Warranties - Correct Answer-Representations are statements theapplicant makes on an application 
that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the 
contract. 
Underwriting vs. Actuarial Departments - Correct Answer-Two related insurance company functions. Throughthe 
process of , applications are assessed forinsurability 
andtoas...
![Exam (elaborations) cna](/docpics/642589fcde1c4_2534399.jpg)
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Exam (elaborations) cna
- Exam (elaborations) • 9 pages • 2023
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Prometric CNA revised 
questions and correct 
answers 2023/2024 
 
A resident often carries a doll with her, treating it like her baby. One day she is 
wandering around crying that she can't find her baby. The nurse aide should - correct 
answeroffer comfort to the resident and help her look for her baby. 
A nurse aid is asked to change a urinary drainage bag attached to an indwelling 
catheter. The nurse aid has never done this before. The best response by the nurse aid 
is to - correct ...
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