Nonresident producers Study guides, Class notes & Summaries
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![Pennsylvania Property and Casualty Licensing questions with correct answers](/docpics/3650109/6530d30edc3e2_3650109_121_171.jpeg)
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Pennsylvania Property and Casualty Licensing questions with correct answers
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Law of Large Numbers CORRECT ANSWER Recognizes that as the number of exposure units increases, the more likely it is to predict accurately the expected outcome. 
 
What must an insurance producer do to apply for a nonresident license in Pennsylvania? CORRECT ANSWER Prove that their license is in good standing in their home state 
 
Which best describes the responsibilities an agent owes when they sell a policy? CORRECT ANSWER To provide the agreed-upon insurance and to place coverage with a solv...
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South Carolina Property and Casualty Questions and Answers with Verified Solutions
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ISO Insurance Service Office 
To be licensed as a insurance producer in this state an individual must meet the following minimum 
qualifications: be at least 18 years old; Be of good moral character; have not been convicted 
of any felony or crime for the last 10 years that can be a ground for denial,suspension, or revocation 
of a license; Pass the required license examination; Pay the license fee of $25.00 
Agency license must contain the licensee's name, address, personal identification numbe...
![Indiana State Life and Health Insurance Exam Questions and Answers Already Passed](/docpics/4291694/65ad645e2ddb2_4291694_121_171.jpeg)
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed 
How many days is a temporary producers license valid? 
30 
60 
90 180 180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 $25,000 $25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy ...
![Property and Casualty Insurance - Final Exam Questions and Answers 2023](/docpics/2920191/648f7d0a6cb57_2920191_121_171.jpeg)
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Property and Casualty Insurance - Final Exam Questions and Answers 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Te...
![Casualty Producer NJ- Exam Questions with correct Answers](/docpics/63b53eebb8f89_2220929.jpg)
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Casualty Producer NJ- Exam Questions with correct Answers
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Casualty Producer NJ- Exam Questions with correct Answers 
 
Powers and duties of Commissioner Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing 10 
 
Retrocession When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be Agents, brokers or both 
 
Insurance agent a licensed ...
![NJ Life Producer Exam Correct answers latest update](/docpics/5319917/6645bb36e3532_5319917_121_171.jpeg)
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NJ Life Producer Exam Correct answers latest update
- Exam (elaborations) • 9 pages • 2024
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
![PENNSYLVANIA PROPERTY AND CASUALTY (APPLICABLE TO ALL LINES OF INSURANCE)](/docpics/4869603/66070d75d5362_4869603_121_171.jpeg)
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PENNSYLVANIA PROPERTY AND CASUALTY (APPLICABLE TO ALL LINES OF INSURANCE)
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Licensing Process 
1. 24 credit hours 
 
3. 3 of the 24 hours must be in ethics 
 
 
 
Licensing exam and relicensing education exemption 
1. Business entities 
2. Nonresident producers 
3. Professional designators 
-CLU-Life and Health Licence 
-CPLU-Property and Casualty License 
-CIC-Life, Health, Property and Casualty Licenses 
-Line of authority is only limited line credit insurance 
-Line of authority restricted to limited line 
-Line of authority restricted to fraternal insurance 
 
 
 
B...
![Casualty Producer NJ- Exam Questions with 100% correct Answers](/docpics/639b305f8a1ef_2181929.jpg)
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Casualty Producer NJ- Exam Questions with 100% correct Answers
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Powers and duties of Commissioner - ANSWER-Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing - ANSWER-10 
 
Retrocession - ANSWER-When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be - ANSWER-Agents, brokers or both 
 
Insurance agent - ANSWER-a licensed insurance producer wh...
![NJ Casualty Producer Latest Update Graded A+](/docpics/4885060/660a4f46db7b9_4885060_121_171.jpeg)
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NJ Casualty Producer Latest Update Graded A+
- Exam (elaborations) • 10 pages • 2024
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NJ Casualty Producer Latest Update 
 
Graded A+ 
 
Powers and duties of Commissioner Conduct research 
 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
10 Amount of days notice before hearing 
 
Producers can be Agents, brokers or both 
 
Insurance agent a licensed insurance producer who is appointed by an insurer to sell 
insurance. represents the insurer not t...
![Indiana State Life and Health Insurance Exam Questions with Answers (All Answers Correct)](/docpics/4374636/65b9326283ebf_4374636_121_171.jpeg)
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Indiana State Life and Health Insurance Exam Questions with Answers (All Answers Correct)
- Exam (elaborations) • 60 pages • 2024
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How many days is a temporary producers license valid? 
30 
60 
90 
180 - Answer-180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who 
violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 
$25,000 - Answer-$25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy to induce a policyowner to surrender an existing policy 
A pro...
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