Pa property and casualty - Study guides, Class notes & Summaries
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PA Property & Casualty License Practice Exam Questions and Answers Already Passed
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PA Property & Casualty License Practice 
Exam Questions and Answers Already 
 
Passed 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of an earthquake, mudslide, landslide, or sinkhole. an Earth movement 
exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of the fact that the individual did not maintain the property. Neglect 
exclusion 
 
...
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PA Property and Casualty exam 2024 with 100% correct answers
- Exam (elaborations) • 32 pages • 2024 Popular
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What is the purpose of licensing? - correct answer Reinforces the purpose of insurance regulation - that the public is treated fairly and equitably by those who sell and distribute insurance. 
 
Licensing prerequisites - correct answer 24 credit hours of study in approved course (must have 3hrs ethics). Once your certificate is obtained you have 1yr to pass your exam followed by 1yr to have your license issued. *Passing does not guarantee you will get your license. 
 
What are the qualifications...
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PA Property and Casualty exam 2024 with 100% correct answers
- Exam (elaborations) • 34 pages • 2024
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Casualty or Liability - correct answer refers to your legal responsibility to pay for damage that you do to the "other guy's" body or property. 
 
Personal lines insurance - correct answer written to cover the risk exposures of an individual or family (auto, home, boat, camper and RV) 
 
Commerical lines insurance - correct answer provide for the insurance needs of a business 
 
Named insureds - correct answer On a homeowner's policy, the policy owners(husband and wife) 
 
First name insured...
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PSI PA Property and Casualty Exam Guide
- Exam (elaborations) • 24 pages • 2024
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Broker - correct answer According to the insurance law, who is the principal? 
 
90 days - correct answer An application as a resident agent must be made in how many days if an individual establishes a principal place of residence within Pa from another state? 
 
a temporary license - correct answer issued for 180 days for surviving spouse, surviving inactive officer or partner, legal representative. Can be used upon death or incompetency of producer, or when individuals are serving in the milit...
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PA Property and Casualty fully solved graded A+
- Exam (elaborations) • 34 pages • 2024
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PA Property and Casualty 
Casualty or Liability - correct answer refers to your legal responsibility to pay for damage that you do to the "other guy's" body or property. 
 
Personal lines insurance - correct answer written to cover the risk exposures of an individual or family (auto, home, boat, camper and RV) 
 
Commerical lines insurance - correct answer provide for the insurance needs of a business 
 
Named insureds - correct answer On a homeowner's policy, the policy owners(husband and w...
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PSI PA Property and Casualty Exam Study Guide Already Graded A
- Exam (elaborations) • 39 pages • 2024
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PSI PA Property and Casualty Exam 
Study Guide Already Graded A 
 
According to the insurance law, who is the principal? Broker 
 
An application as a resident agent must be made in how many days if an individual establishes a 
principal place of residence within Pa from another state? 90 days 
 
issued for 180 days for surviving spouse, surviving inactive officer or partner, legal 
representative. Can be used upon death or incompetency of producer, or when individuals are 
serving in the milita...
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PA property and casualty exam 2024 with 100% correct answers
- Exam (elaborations) • 18 pages • 2024
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In a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance protection guarantees protection against legal liability from any risk arising from the ownership, maintenance, or use - correct answer Professional liability 
 
In a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance protection guarantees protection again...
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PA Property and Casualty Insurance Exam with Complete Solutions
- Exam (elaborations) • 15 pages • 2024
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PA Property and Casualty Insurance 
Exam with Complete Solutions 
 
Property you can possess/ physically touch 
 
BI bodily injury 
 
PD Property damage 
 
Liability/casualty what you pay the other guy 
 
personal lines insurance cover needs of individual or family (auto,boat,camper,rv) 
 
commercial lines insurance needs of a business 
 
direct loss example - house burns down 
 
indirect loss example - additional money you will have to spend to live somewhere else 
while house is being rebuilt....
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PA Property and Casualty questions with answers rated A+
- Exam (elaborations) • 32 pages • 2024
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PA Property and CasualtyWhat is the purpose of licensing? - correct answer Reinforces the purpose of insurance regulation - that the public is treated fairly and equitably by those who sell and distribute insurance. 
 
Licensing prerequisites - correct answer 24 credit hours of study in approved course (must have 3hrs ethics). Once your certificate is obtained you have 1yr to pass your exam followed by 1yr to have your license issued. *Passing does not guarantee you will get your license. 
 
Wha...
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PSI PA Property and Casualty Exam Guide with 100% correct answers 2024
- Exam (elaborations) • 24 pages • 2024
- Available in package deal
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- $17.99
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PSI PA Property and Casualty Exam GuideBroker - correct answer According to the insurance law, who is the principal? 
 
90 days - correct answer An application as a resident agent must be made in how many days if an individual establishes a principal place of residence within Pa from another state? 
 
a temporary license - correct answer issued for 180 days for surviving spouse, surviving inactive officer or partner, legal representative. Can be used upon death or incompetency of producer, or wh...
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PA property and casualty test prep questions & answers rated A+
- Exam (elaborations) • 18 pages • 2024
- Available in package deal
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- $17.99
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PA property and casualty test prepIn a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance protection guarantees protection against legal liability from any risk arising from the ownership, maintenance, or use - correct answer Professional liability 
 
In a commercial general liability policy medical payment pay for medical expenses - correct answer Without regard to fault 
 
Which type of insurance prot...
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