Personal auto coverages Study guides, Class notes & Summaries
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
- Exam (elaborations) • 112 pages • 2024
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered bec...
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NEW HAMPSHIRE PROPERTY & CASUALTY QUIZ QUESTIONS WITH COMPLETE SOLUTIONS 100%
- Exam (elaborations) • 32 pages • 2023 Popular
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NEW HAMPSHIRE PROPERTY & CASUALTY QUIZ QUESTIONS WITH COMPLETE SOLUTIONS 100% 
 
What is true about controlled forms? - correct answer These forms are usually issued according to published rules and rates 
 
When will an insurance company pay damages on behalf of an insured under a CGL policy? - correct answer when the company determines that the insured is legally liable 
 
A loss reserving method that establishes aggregate reserves for all claims for a single type of insurance is known as - co...
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Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda
- Exam (elaborations) • 433 pages • 2023
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Test Bank for Principles of Risk Management and Insurance 14e 14th Edition by George E. Rejda, Michael J. McNamara. ISBN-13: 1293 
 
Full Chapters test bank included 
 
PART 1: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCE 
 
1. Risk and Its Treatment 
2. Insurance and Risk 
3. Introduction to Risk Management 
4. Enterprise Risk Management and Related Topics 
 
PART 2: THE PRIVATE INSURANCE INDUSTRY 
 
5. Types of Insurers and Marketing Systems 
6. Insurance Company Operations 
7. Financial Op...
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Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions
- Exam (elaborations) • 25 pages • 2023
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Insurance broker means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of, an insurer. 
True or False? correct answer: False - An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. 
 
Transacting insurance includes: 
A. Execution of a contract of insurance 
B. All of the choices 
C. Solicitation 
D. Negotiation c...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
- Exam (elaborations) • 16 pages • 2023
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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PA Appraisal License 16-20 Auto Physical Damage Questions & Answers 2023
- Exam (elaborations) • 34 pages • 2023
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PA Appraisal License 16-20 Auto 
Physical Damage Questions & Answers 
2023 
In PA, a consumer reporting agency may list all of the following information about a 
consumer EXCEPT: - Correct Answer-Medical Information 
The device that synchronizes the spark plug firing sequence is: - Correct AnswerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - Correct 
Answer-Send the insured a reservation of rights letter 
When using a dedicated bench fixtur...
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+
- Exam (elaborations) • 12 pages • 2024
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+ 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
$28,980. 
$42,000. 
$6,300. $35,700. For a loss that would otherwise be covered for th...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Exam (elaborations) • 57 pages • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A
- Exam (elaborations) • 8 pages • 2023
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A 
 
 
Termination of Insurance for auto and home must be sent to last know address no later than - 30 days before cancellation 
 
Termination of casualty insurance cannot take place until- from the mailing date - 10 days 
 
PIP in auto insurance covers individual care from a family member for - a limit of $20 a day for three years 
 
limited collision - shall pay for collision damage to the insured vehicle without a...
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