Subordinate real right Study guides, Class notes & Summaries

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

Parable realistic and has a moral Legend exaggerated story about people Myth literary sub genre of a story that involves gods and heroes, usually expressing a cultures ideals Folktale language of the people, does not need a moral, and main purpose is to entertain Fairytales element of magic, usually follows a pattern, and presents an "ideal", may contain "magic 3" or "stereotyping" Fable non-realistic, has a moral, and animals are often the main character Fable Aesop- "The Fox and t...

Champions Real Estate Finance Exam (2024/ 2025) 100% Correct Questions and Verified Answers| Grade A Q: The money that mortgage companies use to make loans come from the sale of ________, which is considered a business transaction, not a savings account deposit procedure. Answer: Bonds Q: Government entities regularly sell bonds to Answer: Fund major capital investments Q: Advantage of municipal bonds is Answer: That the interest paid to investors is not subj...

mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk Origination - Answer- The process of creating a new mortgage loan U...

IMPORTANCE OF COACHING - Answer- The Marine Corps' vision of leading is less concerned with rank, self-identity, recognition, or privilege than with the essence of our Corps —the individual Marine and the unyielding determination to persevere. Our vision of leading is linked directly to our common vision of warfighting, which needs leaders devoted to leading, capable of independent and bold action, who are willing and eager to assume new and sometimes daunting responsibilities, and willing to...

Test Bank For Leadership Roles and Management Functions in Nursing Theory and Application 11th Edition By Bessie L. Marquis, Carol Jorgensen Huston TEST BANK FOR LEADERSHIP ROLES AND MANAGEMENT FUNCTIONS IN NURSING 10TH EDITION MARQUIS HUSTON TEST BANK Chapter 1: Decision Making, Problem Solving, Critical Thinking, and Clinical Reasoning: Requisites for Successful Leadership and Management Chapter 2: Classical Views of Leadership and Management Chapter 3: Twenty-First-Century Thinking...

Champions Real Estate Finance Exam (Latest 2024/ 2025 Update) 100% Correct Questions and Verified Answers| Grade A Q: All residential mortgage loan originators must register with Answer: NMLSR National Mortgage Licensing System & Registry Q: Who is responsible for affordable housing Answer: TDHCA Texas Department of Housing & Community Affairs Q: Who is applicable to all federally related mortgage loans Answer: RESPA Real Estate Settlement Procedure Act ...

A lawyer or law firm may sell or purchase a law practice or area of a law practice, including goodwill, if: - Answer-1. the seller ceases to practice law entirely or within a geographic area or jurisdiction; 2. written notice is given to the clients regarding the proposed sale, the clients' right to seek other counsel, and the fact that consent to the transfer of files will be presumed if no action is taken by a client w/in 90 days. If a client cannot be given notice, the representation of tha...

Irony to Ignite Graphic Organizer “Peculiar Responsibilitie s of American Women” from Catherine Beecher in A Treatise on Domestic Economy, 1852 Some Reasons Why We Oppose Votes for Women from National Association Opposed to Woman Suffrage Why We Oppose Votes for Men by Alice Duer Miller The AntiSuffragist by William Lloyd Garrison “The Revolt of Mother” by Mary Freeman Tone or Shifts in Tone Resolved Serious/ Matter-of-fact Sarcastic Serious/ Resolv...

Test Bank for Leadership Roles and Management Functions in Nursing 10th Edition Marquis Huston Test Bank Chapter 1: Decision Making, Problem Solving, Critical Thinking, and Clinical Reasoning: Requisites for Successful Leadership and Management Chapter 2: Classical Views of Leadership and Management Chapter 3: Twenty-First-Century Thinking About Leadership and Management Chapter 4: Ethical Issues Chapter 5: Legal and Legislative Issues Chapter 6: Patient, Subordinate, Workplace, and Professional...