The homeowner Study guides, Class notes & Summaries
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![Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders](/docpics/3501510/651205f34e570_3501510_121_171.jpeg)
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Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders
- Exam (elaborations) • 881 pages • 2023
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Chapter 03 
Financial Services: Finance Companies 
 
 
 True / False Questions 
1. Finance companies differ from banks in that they do not accept deposits. TRUE 
 
2. Finance companies have been among the slowest growing FI groups in recent years. FALSE 
 
3. General Electric Capital Corporation (GECC) provides services to more than 15 million businesses and consumer is Asia alone. TRUE 
 
4. In 2008, GE Capital Corporation accounted for approximately 50 percent...
![PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024](/docpics/3336569/64ef0bbb567cd_3336569_121_171.jpeg)
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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024
- Exam (elaborations) • 38 pages • 2023 Popular
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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024 
A written agreement in which a purchaser agrees to buy and a seller agrees to sell is 
called ️ a contract 
Antitrust laws prohibit competing brokers from all of the following ️ 1. boycotting 
other brokers in the marketplace. 
2. dividing the market to restrict competition. 
3. agreeing to set sales commissions and management rates. 
When a sewer line is installed down a rural road, the cost will probabl...
![Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages](/docpics/63351fc4976eb_1993383.jpg)
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages
- Exam (elaborations) • 32 pages • 2022
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working out thei...
![Mechanical Law Exam – Michigan Questions and Answers 100% Pass](/docpics/5094306/66291d5f027e5_5094306_121_171.jpeg)
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Mechanical Law Exam – Michigan Questions and Answers 100% Pass
- Exam (elaborations) • 27 pages • 2024
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Mechanical Law Exam – Michigan 
Questions and Answers 100% Pass 
 
The Skilled Trades Regulation Act is also as: 
A. Act 192 of 1984 
B. Act 230 of 1972 
 
C. PA 407 of 2016 
 
D. Mechanical Law Act C. PA 407 of 2016 
 
339.5101 
 
Act 407 of 2016 does not require a contractor of record in a facility that regularly employs a 
qualified maintenance crew __________________ 
A. for an association 
B. for a partnership 
C. for a college 
D. to perform work in that facility D. to perform work in th...
![CA Adjusters License PSI exam 2024 with 100% correct answers](/docpics/4179712/659d46cd12239_4179712_121_171.jpeg)
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CA Adjusters License PSI exam 2024 with 100% correct answers
- Exam (elaborations) • 44 pages • 2024
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Other structures are excluded from coverage under the HO-3 when they are: 
 
Smaller than 100 square feet or larger than 1,000 square feet 
Smaller than 100 square feet or larger than 500 square feet 
Used for storage purposes 
Used for business purposes correct answersUsed for business purposes is correct. 
EXPLANATION: 
When the other structures are used for business purposes they are not covered under the homeowner form. This structure and its contents could be covered under a commercial p...
![NRPP Radon Measurement Technician and Professional Questions and Answers Graded A+](/docpics/4942983/66129caa8de2b_4942983_121_171.jpeg)
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NRPP Radon Measurement Technician and Professional Questions and Answers Graded A+
- Exam (elaborations) • 24 pages • 2024
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NRPP Radon Measurement Technician 
and Professional Questions and 
 
Answers Graded A+ 
 
What is the EPA action level for Radon? 4 pCi/L 
 
What is the risk of smokers and non-smokers getting lung cancer from Radon? 62/1000 
smokers 
7/1000 non smokers 
 
What determines the risk of getting lung cancer from Radon? Concentration of Radon and 
RDPs and Length of Exposure 
 
Hoe does Radon enter the home? Radon gas moves through the ground due to air pressure 
differentials in the home, and up int...
![NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass](/docpics/63ea0011315cf_2365520.jpg)
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
- Exam (elaborations) • 33 pages • 2023
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
![Florida Insurance 20-44 Exam Study Guide](/docpics/2938856/64930886591db_2938856_121_171.jpeg)
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Florida Insurance 20-44 Exam Study Guide
- Exam (elaborations) • 33 pages • 2023
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
![Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct](/docpics/3480191/650d0dc961339_3480191_121_171.jpeg)
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Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct
- Exam (elaborations) • 33 pages • 2023
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Florida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% Correct 
insurance - ANSWER-________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - ANSWER-_____________...
![Property and Casualty Insurance - Final Exam Questions and Answers 2023](/docpics/2920191/648f7d0a6cb57_2920191_121_171.jpeg)
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Property and Casualty Insurance - Final Exam Questions and Answers 2023
- Exam (elaborations) • 16 pages • 2023
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Property and Casualty Insurance - Final Exam Questions and Answers 2023 
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: 
A) Accept a claim form 
B) Type correspondence for a direct mail campaign 
C) Deposit properly endorsed checks into the agency's bank account 
•• D) Advise an insured of coverage issues 
 
 
 
A producer must notify the insurance division of an address change within: 
A) 10 days 
B) 20 days 
C) 25 days 
•• D) 30 days 
 
 
 
A Te...
![Arizona Adjuster - Property & Casualty Exam Simulator - Series 13-36 Questions And Answers](/docpics/4634583/65e130524f759_4634583_121_171.jpeg)
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Arizona Adjuster - Property & Casualty Exam Simulator - Series 13-36 Questions And Answers
- Exam (elaborations) • 27 pages • 2024
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Arizona Adjuster - Property & Casualty Exam Simulator - Series 13-36 Questions And Answers 
 
Arizona Adjuster - Property & Casualty Exam Simulator - Series 13-36 Questions And Answers
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