The term insu Study guides, Class notes & Summaries

Life insurance psi Exam PSI LIFE INSURANCE EXAM LATEST REAL EXAM 100+ QUESTIONS AND CORRECT ANSWERS|AGRADE convertible - CORRECT ANSWER-Which of the following term insurance types provides temporary protection that can be changed to some type of permanent protection without evidence of insurability? Variable Universal Life - CORRECT ANSWERWhich policy type is backed by equity investments and allows the policyholder to adjust the death benefit? Con...

Basic Hospital Expense Coverage correct answer: Surgeon's fees are NOT covered under... Hospital expense policies correct answer: ... cover hospital room and board, and miscellaneous hospital expenses, such as lab and x-ray charges, medicines, use of operating room and supplies, while the insured is confined in a hospital. The insured is not required to pay a deductible. correct answer: Which of the following best describes the "first-dollar coverage" principle in basic medical insur...

NC Life and Health Insurance Study Questions With Complete Solutions 100% Verified Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium ANS-C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the follo...

New York Auto Appraisers Practice Test with 100% Verified Correct Answers Total losses are reported to : - Correct Answer NICB What does LKQ stand for? - Correct Answer Parts of Like Kind and Quality What is meant by the term non-OEM - Correct Answer Parts that were not made by the original manufacturer. If parties are in disagreement regarding a claim, how it is settled? - Correct Answer With an umpire and/or through the courts. What is an appraiser prohibited from performing? - Co...

California Life, Accident, and Health State Exam Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - No payments - 30 payments - 60 payments - 120 payments - Answer ️️ -60 Payments An annuitant would like to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? - Mortality rate - Exclu...

Kentucky Life Insurance State Exam Practice Questions and Answers with complete solution The premiums paid by an employer for his employee's group life insurance are usually considered to be - Answer ️️ -Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? - Answer ️️ -Business expenses These are all accurate statements regarding universal life insurance EXCEPT - Answer ️️ - Policy loans are not permitted Which ...

NYS Life, accident, and health insurance Exam Already Passed Which type of life insurance policy is best suited for paying off the outstanding balance of a 30- year mortgage in the event of the insured's death? - Answer ️️ -30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - Answer ️️ -30 A signed good health statement may be requested by a life producer at the time of - Answer ️️ -Policy Delivery Carol purchases ...

TEST BANK FOR Medical Laboratory Science Review 4TH Edition By ROBERT R. HARR / COMPLETE ALL CHAPTERS (VERIFIED ) Insu cient centrifugation will result in: ffi A.A false increase in hematocrit (Hct) value B.A false decrease in Hct value C.No effect on Hct value D.All of these options, depending on the patient Hematology/Apply principles of basic laboratory procedures/Microscopic morphology/Di erential/2 ff 2. Variation in red cell size observed on the peripheral smear is described as: A...

MegaMutual is performing group life insurance underwriting for a proposed group of Food Brokers, Inc. employees. Which of the following factors will normally not be considered in the insurer's risk selection decision?All the female emplyees / All of the employees of Food Brokers, Inc. are female. Kendra is a new employee at Blackstone Corporation and plans to participate in its group life insurance plan. After she signs up, what will she receive as evidence of her insurance coverage?Certi...

Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 20 30 10 45 - correct answer 10 days Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? She must move to Pennsylvania. She must ...